Home/MI/Saginaw County
Saginaw County, MI
CountySAFMR
Found 35 ZIPs
BRFMR
Eff. Rent
0 BR$670 – $930$670 – $910
1 BR$740 – $1,020$740 – $950
2 BR$970 – $1,330$890 – $1,210
3 BR$1,210 – $1,720$1,070 – $1,560
4 BR$1,290 – $1,780$1,140 – $1,600
5 BR$1,702
6 BR$1,957
7 BR$2,251
8 BR$2,589

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.55–0.58ratio range
Median FMR$835
Median Market$1,475
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.71ratio
FMR$690
Market$970
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.77ratio
FMR$770
Market$1,000
vs market-$230

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.79ratio range
Median FMR$770
Median Market$970
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.84ratio
FMR$760
Market$910
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.87ratio
FMR$690
Market$790
vs market-$100

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.93ratio
FMR$760
Market$820
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
0.95–0.96ratio range
Median FMR$800
Median Market$835
vs market-$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.06ratio
FMR$750
Market$710
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.07–1.08ratio range
Median FMR$800
Median Market$745
vs market+$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.14ratio
FMR$800
Market$700
vs market+$100

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.19ratio
FMR$830
Market$700
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.55–1.19
1 BR
1 BR· 1 ZIP
0.63ratio
FMR$1,020
Market$1,630
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.68ratio
FMR$820
Market$1,210
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.82–0.84ratio range
Median FMR$800
Median Market$970
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 2 ZIPs
0.87–0.89ratio range
Median FMR$810
Median Market$920
vs market-$110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 2 ZIPs
0.92ratio range
Median FMR$850
Median Market$920
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 2 ZIPs
1.01ratio range
Median FMR$860
Median Market$850
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 2 ZIPs
1.09ratio range
Median FMR$885
Median Market$810
vs market+$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 3 ZIPs
1.10–1.14ratio range
Median FMR$860
Median Market$770
vs market+$90

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
1 BR· 1 ZIP
1.23ratio
FMR$920
Market$750
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.63–1.23
2 BR
2 BR· 1 ZIP
0.78ratio
FMR$1,330
Market$1,700
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.84ratio
FMR$1,080
Market$1,280
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.86–0.90ratio range
Median FMR$970
Median Market$1,105
vs market-$135

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 2 ZIPs
0.95–0.96ratio range
Median FMR$1,010
Median Market$1,055
vs market-$45

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
0.98ratio
FMR$1,120
Market$1,140
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.04ratio range
Median FMR$1,120
Median Market$1,080
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.07ratio
FMR$1,120
Market$1,050
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.12ratio
FMR$1,130
Market$1,010
vs market+$120

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 3 ZIPs
1.16–1.18ratio range
Median FMR$1,190
Median Market$1,020
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
2 BR· 2 ZIPs
1.21ratio range
Median FMR$1,120
Median Market$925
vs market+$195

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
2 BR· 1 ZIP
1.36ratio
FMR$1,210
Market$890
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.78–1.36
3 BR
3 BR· 3 ZIPs
0.92–0.93ratio range
Median FMR$1,440
Median Market$1,570
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 1 ZIP
0.96ratio
FMR$1,210
Market$1,260
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.01ratio
FMR$1,230
Market$1,220
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
1.06–1.09ratio range
Median FMR$1,530
Median Market$1,440
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 2 ZIPs
1.10–1.14ratio range
Median FMR$1,350
Median Market$1,205
vs market+$145

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
3 BR· 3 ZIPs
1.16–1.19ratio range
Median FMR$1,460
Median Market$1,250
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 2 ZIPs
1.30ratio range
Median FMR$1,440
Median Market$1,110
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
3 BR· 2 ZIPs
1.30–1.35ratio range
Median FMR$1,500
Median Market$1,135
vs market+$365

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.92–1.35
4 BR
4 BR· 2 ZIPs
0.87–0.88ratio range
Median FMR$1,455
Median Market$1,665
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 1 ZIP
0.90ratio
FMR$1,780
Market$1,970
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
0.97ratio
FMR$1,410
Market$1,450
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.03ratio
FMR$1,440
Market$1,400
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 3 ZIPs
1.07–1.09ratio range
Median FMR$1,500
Median Market$1,380
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
4 BR· 1 ZIP
1.13ratio
FMR$1,580
Market$1,400
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 3 ZIPs
1.15–1.18ratio range
Median FMR$1,440
Median Market$1,230
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
4 BR· 3 ZIPs
1.21–1.22ratio range
Median FMR$1,480
Median Market$1,220
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
4 BR· 1 ZIP
1.30ratio
FMR$1,480
Market$1,140
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.30ratio
FMR$1,600
Market$1,230
vs market+$370

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.87–1.30
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Saginaw County, MI (MI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.