Home/NY/Schenectady County
Schenectady County, NY
CountySAFMR
Found 22 ZIPs
BRFMR
Eff. Rent
0 BR$970 – $1,420$970 – $1,560
1 BR$1,110 – $1,620$1,010 – $1,640
2 BR$1,340 – $1,970$1,280 – $1,870
3 BR$1,620 – $2,370$1,620 – $2,410
4 BR$1,780 – $2,610$1,660 – $2,790
5 BR$2,427
6 BR$2,790
7 BR$3,209
8 BR$3,690

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
0.75ratio
FMR$1,220
Market$1,630
vs market-$410

FMR is below market; voucher rent may lag private rents.

Studio- 3 ZIPs
0.83-0.86ratio range
Median FMR$1,200
Median Market$1,400
vs market-$200

FMR is below market; voucher rent may lag private rents.

3
Studio- 5 ZIPs
0.87-0.89ratio range
Median FMR$1,140
Median Market$1,290
vs market-$150

FMR is below market; voucher rent may lag private rents.

5
Studio- 2 ZIPs
0.91-0.93ratio range
Median FMR$1,040
Median Market$1,135
vs market-$95

FMR is near market; voucher and private rents are aligned.

Studio- 2 ZIPs
1.01-1.02ratio range
Median FMR$1,150
Median Market$1,135
vs market+$15

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.10ratio
FMR$1,370
Market$1,240
vs market+$130

FMR is above market; underwrite to market rent.

0.75-1.10
1 BR
1 BR- 1 ZIP
0.81ratio
FMR$1,270
Market$1,570
vs market-$300

FMR is below market; voucher rent may lag private rents.

1 BR- 4 ZIPs
0.88-0.89ratio range
Median FMR$1,335
Median Market$1,510
vs market-$175

FMR is below market; voucher rent may lag private rents.

4
1 BR- 1 ZIP
0.91ratio
FMR$1,340
Market$1,480
vs market-$140

FMR is near market; voucher and private rents are aligned.

1 BR- 2 ZIPs
0.95ratio range
Median FMR$1,320
Median Market$1,390
vs market-$70

FMR is near market; voucher and private rents are aligned.

2
1 BR- 3 ZIPs
0.98-1.00ratio range
Median FMR$1,310
Median Market$1,330
vs market-$20

FMR is near market; voucher and private rents are aligned.

3
1 BR- 1 ZIP
1.04ratio
FMR$1,410
Market$1,350
vs market+$60

FMR is near market; voucher and private rents are aligned.

1 BR- 1 ZIP
1.10ratio
FMR$1,110
Market$1,010
vs market+$100

FMR is near market; voucher and private rents are aligned.

1 BR- 1 ZIP
1.12ratio
FMR$1,590
Market$1,420
vs market+$170

FMR is above market; underwrite to market rent.

0.81-1.12
2 BR
2 BR- 1 ZIP
0.85ratio
FMR$1,700
Market$2,000
vs market-$300

FMR is below market; voucher rent may lag private rents.

2 BR- 3 ZIPs
0.87-0.89ratio range
Median FMR$1,520
Median Market$1,700
vs market-$180

FMR is below market; voucher rent may lag private rents.

3
2 BR- 5 ZIPs
0.90-0.94ratio range
Median FMR$1,590
Median Market$1,750
vs market-$160

FMR is near market; voucher and private rents are aligned.

5
2 BR- 1 ZIP
0.97ratio
FMR$1,690
Market$1,750
vs market-$60

FMR is near market; voucher and private rents are aligned.

2 BR- 1 ZIP
0.99ratio
FMR$1,570
Market$1,590
vs market-$20

FMR is near market; voucher and private rents are aligned.

2 BR- 1 ZIP
1.05ratio
FMR$1,340
Market$1,280
vs market+$60

FMR is near market; voucher and private rents are aligned.

2 BR- 1 ZIP
1.13ratio
FMR$1,970
Market$1,750
vs market+$220

FMR is above market; underwrite to market rent.

2 BR- 1 ZIP
1.20ratio
FMR$1,910
Market$1,590
vs market+$320

FMR is above market; underwrite to market rent.

0.85-1.20
3 BR
3 BR- 1 ZIP
0.77ratio
FMR$2,040
Market$2,650
vs market-$610

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.80ratio
FMR$1,820
Market$2,270
vs market-$450

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.85ratio
FMR$1,830
Market$2,160
vs market-$330

FMR is below market; voucher rent may lag private rents.

3 BR- 2 ZIPs
0.92ratio range
Median FMR$1,975
Median Market$2,145
vs market-$170

FMR is near market; voucher and private rents are aligned.

2
3 BR- 3 ZIPs
0.95-0.98ratio range
Median FMR$1,910
Median Market$2,020
vs market-$110

FMR is near market; voucher and private rents are aligned.

3
3 BR- 4 ZIPs
0.99-1.01ratio range
Median FMR$1,805
Median Market$1,795
vs market+$10

FMR is near market; voucher and private rents are aligned.

4
3 BR- 1 ZIP
1.06ratio
FMR$1,860
Market$1,760
vs market+$100

FMR is near market; voucher and private rents are aligned.

3 BR- 1 ZIP
1.07ratio
FMR$2,030
Market$1,900
vs market+$130

FMR is near market; voucher and private rents are aligned.

0.77-1.07
4 BR
4 BR- 1 ZIP
0.71ratio
FMR$2,250
Market$3,180
vs market-$930

FMR is below market; voucher rent may lag private rents.

4 BR- 1 ZIP
0.76ratio
FMR$2,010
Market$2,630
vs market-$620

FMR is below market; voucher rent may lag private rents.

4 BR- 1 ZIP
0.87ratio
FMR$2,030
Market$2,340
vs market-$310

FMR is below market; voucher rent may lag private rents.

4 BR- 2 ZIPs
0.91ratio range
Median FMR$2,420
Median Market$2,660
vs market-$240

FMR is near market; voucher and private rents are aligned.

2
4 BR- 4 ZIPs
0.96-0.97ratio range
Median FMR$2,120
Median Market$2,195
vs market-$75

FMR is near market; voucher and private rents are aligned.

4
4 BR- 4 ZIPs
1.07-1.08ratio range
Median FMR$2,065
Median Market$1,910
vs market+$155

FMR is near market; voucher and private rents are aligned.

4
4 BR- 1 ZIP
1.10ratio
FMR$1,910
Market$1,730
vs market+$180

FMR is above market; underwrite to market rent.

0.71-1.10
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Schenectady County, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Schenectady County, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for Schenectady County, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,590 and the 4 bedroom fair market rent is $2,110.

Use this page for searches like Schenectady County, NY FMR, Schenectady County, NY fair market rent, and Schenectady County, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Schenectady County, NY
Bedroom sizeHUD FMR
Studio$1,140
1 bedroom$1,320
2 bedroom$1,590
3 bedroom$1,910
4 bedroom$2,110