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Schenectady County, NY
CountySAFMR
Found 22 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$970 – $1,420▲$970 – $1,300
1 BR$1,110 – $1,620▲$1,010 – $1,420
2 BR$1,340 – $1,970▲$1,280 – $1,750
3 BR$1,620 – $2,370▲$1,620 – $2,050
4 BR$1,780 – $2,610▲$1,660 – $2,260
5 BR$2,427▲—
6 BR$2,790▲—
7 BR$3,209▲—
8 BR$3,690▲—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.75ratio
FMR$1,220
Market$1,630
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.83–0.86ratio range
Median FMR$1,200
Median Market$1,400
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 5 ZIPs
0.87–0.89ratio range
Median FMR$1,140
Median Market$1,290
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
Studio· 2 ZIPs
0.91–0.93ratio range
Median FMR$1,040
Median Market$1,135
vs market-$95

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.01–1.02ratio range
Median FMR$1,150
Median Market$1,135
vs market+$15

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.10ratio
FMR$1,370
Market$1,240
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.75–1.10
1 BR
1 BR· 1 ZIP
0.81ratio
FMR$1,270
Market$1,570
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 4 ZIPs
0.88–0.89ratio range
Median FMR$1,335
Median Market$1,510
vs market-$175

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 1 ZIP
0.91ratio
FMR$1,340
Market$1,480
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
0.95ratio range
Median FMR$1,320
Median Market$1,390
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 3 ZIPs
0.98–1.00ratio range
Median FMR$1,310
Median Market$1,330
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
1 BR· 1 ZIP
1.04ratio
FMR$1,410
Market$1,350
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.10ratio
FMR$1,110
Market$1,010
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.12ratio
FMR$1,590
Market$1,420
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.81–1.12
2 BR
2 BR· 1 ZIP
0.85ratio
FMR$1,700
Market$2,000
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.87–0.89ratio range
Median FMR$1,520
Median Market$1,700
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 5 ZIPs
0.90–0.94ratio range
Median FMR$1,590
Median Market$1,750
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
2 BR· 1 ZIP
0.97ratio
FMR$1,690
Market$1,750
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
0.99ratio
FMR$1,570
Market$1,590
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.05ratio
FMR$1,340
Market$1,280
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.13ratio
FMR$1,970
Market$1,750
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.20ratio
FMR$1,910
Market$1,590
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.85–1.20
3 BR
3 BR· 1 ZIP
0.77ratio
FMR$2,040
Market$2,650
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.80ratio
FMR$1,820
Market$2,270
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.85ratio
FMR$1,830
Market$2,160
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.92ratio range
Median FMR$1,975
Median Market$2,145
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 3 ZIPs
0.95–0.98ratio range
Median FMR$1,910
Median Market$2,020
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 4 ZIPs
0.99–1.01ratio range
Median FMR$1,805
Median Market$1,795
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
3 BR· 1 ZIP
1.06ratio
FMR$1,860
Market$1,760
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.07ratio
FMR$2,030
Market$1,900
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.77–1.07
4 BR
4 BR· 1 ZIP
0.71ratio
FMR$2,250
Market$3,180
vs market-$930

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.76ratio
FMR$2,010
Market$2,630
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.87ratio
FMR$2,030
Market$2,340
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.91ratio range
Median FMR$2,420
Median Market$2,660
vs market-$240

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 4 ZIPs
0.96–0.97ratio range
Median FMR$2,120
Median Market$2,195
vs market-$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 4 ZIPs
1.07–1.08ratio range
Median FMR$2,065
Median Market$1,910
vs market+$155

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 1 ZIP
1.10ratio
FMR$1,910
Market$1,730
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.10
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Schenectady County, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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