Home/KY/Shelby County
Shelby County, KY
CountySAFMR
Found 17 ZIPs
BRFMR
Eff. Rent
0 BR$800 – $1,380$800 – $1,280
1 BR$880 – $1,490$880 – $1,260
2 BR$1,040 – $1,800$1,070 – $1,710
3 BR$1,320 – $2,300$1,390 – $2,050
4 BR$1,480 – $2,680$1,590 – $2,390
5 BR$1,966
6 BR$2,261
7 BR$2,601
8 BR$2,991

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.49–0.57ratio range
Median FMR$1,075
Median Market$2,040
vs market-$965

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 3 ZIPs
0.70–0.72ratio range
Median FMR$960
Median Market$1,360
vs market-$400

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.81ratio
FMR$1,280
Market$1,590
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.92ratio
FMR$800
Market$870
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.99ratio
FMR$1,380
Market$1,390
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.49–0.99
1 BR
1 BR· 1 ZIP
0.57ratio
FMR$1,190
Market$2,080
vs market-$890

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 2 ZIPs
0.79–0.81ratio range
Median FMR$1,025
Median Market$1,285
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 2 ZIPs
0.85–0.86ratio range
Median FMR$1,030
Median Market$1,205
vs market-$175

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 1 ZIP
0.87ratio
FMR$1,150
Market$1,320
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.91ratio
FMR$1,400
Market$1,540
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.09ratio
FMR$1,490
Market$1,370
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.57–1.09
2 BR
2 BR· 2 ZIPs
0.62–0.64ratio range
Median FMR$1,265
Median Market$2,015
vs market-$750

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.66ratio
FMR$1,140
Market$1,730
vs market-$590

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.74ratio
FMR$1,390
Market$1,880
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 2 ZIPs
0.78–0.79ratio range
Median FMR$1,575
Median Market$2,005
vs market-$430

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.92ratio
FMR$1,090
Market$1,180
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
0.99ratio
FMR$1,800
Market$1,820
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.62–0.99
3 BR
3 BR· 3 ZIPs
0.69–0.70ratio range
Median FMR$1,430
Median Market$2,050
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
3 BR· 1 ZIP
0.81ratio
FMR$1,420
Market$1,750
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.84ratio
FMR$1,790
Market$2,140
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.90–0.92ratio range
Median FMR$2,015
Median Market$2,220
vs market-$205

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.04ratio
FMR$2,300
Market$2,210
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.69–1.04
4 BR
4 BR· 2 ZIPs
0.71–0.72ratio range
Median FMR$1,870
Median Market$2,620
vs market-$750

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 2 ZIPs
0.78–0.79ratio range
Median FMR$1,925
Median Market$2,445
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 1 ZIP
0.83ratio
FMR$2,070
Market$2,490
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 1 ZIP
0.89ratio
FMR$1,690
Market$1,890
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 1 ZIP
0.95ratio
FMR$2,540
Market$2,680
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.00ratio
FMR$2,680
Market$2,670
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.71–1.00
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Shelby County, KY (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.