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Home/TX/Sterling County

Sterling County, TX

CountySAFMR
Found 1 ZIP

County Median Investment Score

112Above average

095130300
BRFMR
Eff. Rent
0 BR$900$900
1 BR$950$950
2 BR$1,190$1,190
3 BR$1,420$1,420
4 BR$1,710$1,710
5 BR$1,966Not available
6 BR$2,261Not available
7 BR$2,601Not available
8 BR$2,991Not available

Purchase Price Calculator

Maximum purchase price
$114,917

Cost breakdown

+Likely effective rent$1,190
HUD FMRUsed$1,190
Market rentN/A
Est. payment standardN/A
-Principal and interest-$581
Loan amount$91,934
Down payment$22,983
Rate6.50%
Term30 years
-Operating costs-$409
Property taxes-$115
Insurance-$175
Utilities$0
HOA$0
Management-$119
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,330(84.1% ROI)
Projected value
$123,753
Return breakdown
Property appreciation+$8,836
Loan principal paid down+$3,294
Rental cash flow+$7,200
5-year hold
+$32,975(143.5% ROI)
Projected value
$130,018
Return breakdown
Property appreciation+$15,101
Loan principal paid down+$5,874
Rental cash flow+$12,000
10-year hold
+$70,182(305.4% ROI)
Projected value
$147,103
Return breakdown
Property appreciation+$32,186
Loan principal paid down+$13,996
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Sterling County, TX fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Sterling County, TX is $1,190 a month. That is up 4.4% from $1,140 in FY 2026. Sterling County is its own non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,185. The median county two-bedroom FMR in Texas is $1,105, so Sterling County is 8% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Sterling County, TX
BedroomsFY 2027Change90–110% range
Studio$900+2.3%$810–$990
1BR$950+5.6%$855–$1,045
2BR$1,190+4.4%$1,071–$1,309
3BR$1,420−7.2%$1,278–$1,562
4BR$1,710−9.0%$1,539–$1,881

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Sterling County, TX
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$900$950$1,190$1,420$1,710
FY 2026$880$900$1,140$1,530$1,880
FY 2025$860$1,000$1,260$1,690$2,080
FY 2024$780$930$1,150$1,520$1,910
FY 2023$720$850$1,070$1,400$1,810

Questions about Sterling County, TX rents

How much will Section 8 pay for a two-bedroom in Sterling County, TX?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,185, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,067 to $1,304 a month; under the ZIP-level Small Area FMR of $1,190 it would be $1,071 to $1,309. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Sterling County, TX in?

Sterling County, TX is its own non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,185.

How much did fair market rent change in Sterling County, TX for FY 2027?

The two-bedroom FMR rose 4.4%, from $1,140 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 11.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set