Home/MA/Suffolk County
Suffolk County, MA
CountyFMR
Found 53 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$2,359▲$1,600 – $2,590
1 BR$2,476▲$1,840 – $2,720
2 BR$2,941▲$2,580 – $3,240
3 BR$3,526▲$2,490 – $3,880
4 BR$3,894▲$2,010 – $4,280
5 BR$4,478▲—
6 BR$5,150▲—
7 BR$5,922▲—
8 BR$6,811▲—

Purchase Price Calculator

Maximum purchase price
$419,546

Cost breakdown

+Likely effective rent$3,240
HUD FMR$2,941
Market rent$3,590
Est. payment standard (110%)Used$3,240
Estimated payment standard is $3,240 (110% of FMR).
-Principal and interest-$2,121
Loan amount$335,637
Down payment$83,909
Rate6.50%
Term30 years
-Operating costs-$919
Property taxes-$420
Insurance-$175
Utilities$0
HOA$0
Management-$324
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,484(61.4% ROI)
Projected value
$451,805
Current value$419,546
Return breakdown
Property appreciation+$32,259
Loan principal paid down+$12,025
Rental cash flow+$7,200
5-year hold
+$88,576(105.6% ROI)
Projected value
$474,678
Current value$419,546
Return breakdown
Property appreciation+$55,132
Loan principal paid down+$21,444
Rental cash flow+$12,000
10-year hold
+$192,605(229.5% ROI)
Projected value
$537,055
Current value$419,546
Return breakdown
Property appreciation+$117,508
Loan principal paid down+$51,097
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.51ratio
FMR$2,359
Market$4,650
vs market-$2,291

FMR is below market; voucher rent may lag private rents.

Studio- 7 ZIPs
0.66-0.67ratio range
Median FMR$2,359
Median Market$3,570
vs market-$1,211

FMR is below market; voucher rent may lag private rents.

90% standard$2,123 / 0.59 ratio110% standard$2,595 / 0.73 ratio
7
Studio- 5 ZIPs
0.70-0.72ratio range
Median FMR$2,359
Median Market$3,330
vs market-$971

FMR is below market; voucher rent may lag private rents.

90% standard$2,123 / 0.64 ratio110% standard$2,595 / 0.78 ratio
5
Studio- 5 ZIPs
0.73-0.76ratio range
Median FMR$2,359
Median Market$3,170
vs market-$811

FMR is below market; voucher rent may lag private rents.

90% standard$2,123 / 0.67 ratio110% standard$2,595 / 0.82 ratio
5
Studio- 1 ZIP
0.77ratio
FMR$2,359
Market$3,050
vs market-$691

FMR is below market; voucher rent may lag private rents.

90% standard$2,123 / 0.70 ratio110% standard$2,595 / 0.85 ratio
Studio- 4 ZIPs
0.82-0.85ratio range
Median FMR$2,359
Median Market$2,770
vs market-$411

FMR is below market; voucher rent may lag private rents.

90% standard$2,123 / 0.77 ratio110% standard$2,595 / 0.94 ratio
4
Studio- 3 ZIPs
0.86-0.89ratio range
Median FMR$2,359
Median Market$2,640
vs market-$281

FMR is below market; voucher rent may lag private rents.

90% standard$2,123 / 0.80 ratio110% standard$2,595 / 0.98 ratio
Studio- 4 ZIPs
0.92-0.93ratio range
Median FMR$2,359
Median Market$2,550
vs market-$191

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.83 ratio110% standard$2,595 / 1.02 ratio
4
Studio- 2 ZIPs
0.94-0.95ratio range
Median FMR$2,359
Median Market$2,495
vs market-$136

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.85 ratio110% standard$2,595 / 1.04 ratio
Studio- 1 ZIP
1.01ratio
FMR$2,359
Market$2,340
vs market+$19

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.91 ratio110% standard$2,595 / 1.11 ratio
Studio- 1 ZIP
1.05ratio
FMR$2,359
Market$2,240
vs market+$119

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.95 ratio110% standard$2,595 / 1.16 ratio
Studio- 2 ZIPs
1.06-1.07ratio range
Median FMR$2,359
Median Market$2,210
vs market+$149

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.96 ratio110% standard$2,595 / 1.17 ratio
Studio- 4 ZIPs
1.10-1.14ratio range
Median FMR$2,359
Median Market$2,120
vs market+$239

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.00 ratio110% standard$2,595 / 1.22 ratio
4
Studio- 5 ZIPs
1.16-1.20ratio range
Median FMR$2,359
Median Market$1,990
vs market+$369

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.07 ratio110% standard$2,595 / 1.30 ratio
5
Studio- 5 ZIPs
1.21-1.25ratio range
Median FMR$2,359
Median Market$1,920
vs market+$439

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.11 ratio110% standard$2,595 / 1.35 ratio
5
Studio- 1 ZIP
1.27ratio
FMR$2,359
Market$1,860
vs market+$499

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.14 ratio110% standard$2,595 / 1.40 ratio
Studio- 2 ZIPs
1.37-1.47ratio range
Median FMR$2,359
Median Market$1,660
vs market+$699

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.28 ratio110% standard$2,595 / 1.57 ratio
0.51-1.47
1 BR
1 BR- 14 ZIPs
0.53-0.63ratio range
Median FMR$2,476
Median Market$4,335
vs market-$1,859

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.51 ratio110% standard$2,724 / 0.63 ratio
14
1 BR- 3 ZIPs
0.65-0.68ratio range
Median FMR$2,476
Median Market$3,790
vs market-$1,314

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.59 ratio110% standard$2,724 / 0.72 ratio
1 BR- 4 ZIPs
0.70-0.72ratio range
Median FMR$2,476
Median Market$3,480
vs market-$1,004

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.64 ratio110% standard$2,724 / 0.78 ratio
1 BR- 4 ZIPs
0.73-0.77ratio range
Median FMR$2,476
Median Market$3,305
vs market-$829

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.67 ratio110% standard$2,724 / 0.82 ratio
1 BR- 3 ZIPs
0.78-0.80ratio range
Median FMR$2,476
Median Market$3,130
vs market-$654

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.71 ratio110% standard$2,724 / 0.87 ratio
1 BR- 2 ZIPs
0.83-0.84ratio range
Median FMR$2,476
Median Market$2,970
vs market-$494

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.75 ratio110% standard$2,724 / 0.92 ratio
1 BR- 4 ZIPs
0.91-0.94ratio range
Median FMR$2,476
Median Market$2,700
vs market-$224

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.83 ratio110% standard$2,724 / 1.01 ratio
1 BR- 3 ZIPs
0.95-0.96ratio range
Median FMR$2,476
Median Market$2,600
vs market-$124

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.86 ratio110% standard$2,724 / 1.05 ratio
1 BR- 3 ZIPs
1.00-1.01ratio range
Median FMR$2,476
Median Market$2,450
vs market+$26

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.91 ratio110% standard$2,724 / 1.11 ratio
1 BR- 4 ZIPs
1.03-1.04ratio range
Median FMR$2,476
Median Market$2,410
vs market+$66

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.92 ratio110% standard$2,724 / 1.13 ratio
1 BR- 3 ZIPs
1.07ratio range
Median FMR$2,476
Median Market$2,310
vs market+$166

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.96 ratio110% standard$2,724 / 1.18 ratio
1 BR- 2 ZIPs
1.11-1.14ratio range
Median FMR$2,476
Median Market$2,205
vs market+$271

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.01 ratio110% standard$2,724 / 1.24 ratio
1 BR- 2 ZIPs
1.15-1.19ratio range
Median FMR$2,476
Median Market$2,115
vs market+$361

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.05 ratio110% standard$2,724 / 1.29 ratio
1 BR- 1 ZIP
1.27ratio
FMR$2,476
Market$1,950
vs market+$526

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.14 ratio110% standard$2,724 / 1.40 ratio
1 BR- 1 ZIP
1.35ratio
FMR$2,476
Market$1,840
vs market+$636

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.21 ratio110% standard$2,724 / 1.48 ratio
0.53-1.35
2 BR
2 BR- 20 ZIPs
0.45-0.64ratio range
Median FMR$2,941
Median Market$5,485
vs market-$2,544

FMR is below market; voucher rent may lag private rents.

20
2 BR- 3 ZIPs
0.66-0.68ratio range
Median FMR$2,941
Median Market$4,410
vs market-$1,469

FMR is below market; voucher rent may lag private rents.

90% standard$2,647 / 0.60 ratio110% standard$3,235 / 0.73 ratio
2 BR- 3 ZIPs
0.69-0.72ratio range
Median FMR$2,941
Median Market$4,140
vs market-$1,199

FMR is below market; voucher rent may lag private rents.

90% standard$2,647 / 0.64 ratio110% standard$3,235 / 0.78 ratio
2 BR- 7 ZIPs
0.82-0.85ratio range
Median FMR$2,941
Median Market$3,500
vs market-$559

FMR is below market; voucher rent may lag private rents.

90% standard$2,647 / 0.76 ratio110% standard$3,235 / 0.92 ratio
2 BR- 1 ZIP
0.88ratio
FMR$2,941
Market$3,360
vs market-$419

FMR is below market; voucher rent may lag private rents.

90% standard$2,647 / 0.79 ratio110% standard$3,235 / 0.96 ratio
2 BR- 4 ZIPs
0.93-0.94ratio range
Median FMR$2,941
Median Market$3,160
vs market-$219

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.84 ratio110% standard$3,235 / 1.02 ratio
2 BR- 4 ZIPs
0.94-0.97ratio range
Median FMR$2,941
Median Market$3,070
vs market-$129

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.86 ratio110% standard$3,235 / 1.05 ratio
2 BR- 6 ZIPs
0.99-1.01ratio range
Median FMR$2,941
Median Market$2,945
vs market-$4

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.90 ratio110% standard$3,235 / 1.10 ratio
2 BR- 1 ZIP
1.05ratio
FMR$2,941
Market$2,800
vs market+$141

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.95 ratio110% standard$3,235 / 1.16 ratio
2 BR- 1 ZIP
1.09ratio
FMR$2,941
Market$2,710
vs market+$231

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.98 ratio110% standard$3,235 / 1.19 ratio
2 BR- 3 ZIPs
1.11-1.14ratio range
Median FMR$2,941
Median Market$2,650
vs market+$291

FMR is above market; underwrite to market rent.

90% standard$2,647 / 1.00 ratio110% standard$3,235 / 1.22 ratio
0.45-1.14
3 BR
3 BR- 18 ZIPs
0.35-0.62ratio range
Median FMR$3,526
Median Market$6,080
vs market-$2,554

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.52 ratio110% standard$3,879 / 0.64 ratio
18
3 BR- 4 ZIPs
0.67-0.68ratio range
Median FMR$3,526
Median Market$5,205
vs market-$1,679

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.61 ratio110% standard$3,879 / 0.75 ratio
3 BR- 2 ZIPs
0.70-0.72ratio range
Median FMR$3,526
Median Market$4,970
vs market-$1,444

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.64 ratio110% standard$3,879 / 0.78 ratio
3 BR- 2 ZIPs
0.76-0.77ratio range
Median FMR$3,526
Median Market$4,620
vs market-$1,094

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.69 ratio110% standard$3,879 / 0.84 ratio
3 BR- 1 ZIP
0.79ratio
FMR$3,526
Market$4,460
vs market-$934

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.71 ratio110% standard$3,879 / 0.87 ratio
3 BR- 4 ZIPs
0.82-0.85ratio range
Median FMR$3,526
Median Market$4,280
vs market-$754

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.74 ratio110% standard$3,879 / 0.91 ratio
3 BR- 2 ZIPs
0.89ratio range
Median FMR$3,526
Median Market$3,960
vs market-$434

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.80 ratio110% standard$3,879 / 0.98 ratio
3 BR- 3 ZIPs
0.90-0.94ratio range
Median FMR$3,526
Median Market$3,900
vs market-$374

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.81 ratio110% standard$3,879 / 0.99 ratio
3 BR- 3 ZIPs
0.94-0.96ratio range
Median FMR$3,526
Median Market$3,720
vs market-$194

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.85 ratio110% standard$3,879 / 1.04 ratio
3 BR- 5 ZIPs
0.98-1.02ratio range
Median FMR$3,526
Median Market$3,520
vs market+$6

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.90 ratio110% standard$3,879 / 1.10 ratio
3 BR- 2 ZIPs
1.02ratio range
Median FMR$3,526
Median Market$3,445
vs market+$81

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.92 ratio110% standard$3,879 / 1.13 ratio
3 BR- 2 ZIPs
1.07-1.10ratio range
Median FMR$3,526
Median Market$3,250
vs market+$276

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.98 ratio110% standard$3,879 / 1.19 ratio
3 BR- 2 ZIPs
1.11-1.14ratio range
Median FMR$3,526
Median Market$3,140
vs market+$386

FMR is above market; underwrite to market rent.

90% standard$3,173 / 1.01 ratio110% standard$3,879 / 1.24 ratio
3 BR- 1 ZIP
1.16ratio
FMR$3,526
Market$3,050
vs market+$476

FMR is above market; underwrite to market rent.

90% standard$3,173 / 1.04 ratio110% standard$3,879 / 1.27 ratio
3 BR- 1 ZIP
1.21ratio
FMR$3,526
Market$2,920
vs market+$606

FMR is above market; underwrite to market rent.

90% standard$3,173 / 1.09 ratio110% standard$3,879 / 1.33 ratio
3 BR- 1 ZIP
1.42ratio
FMR$3,526
Market$2,490
vs market+$1,036

FMR is above market; underwrite to market rent.

90% standard$3,173 / 1.27 ratio110% standard$3,879 / 1.56 ratio
0.35-1.42
4 BR
4 BR- 11 ZIPs
0.38-0.64ratio range
Median FMR$3,894
Median Market$6,630
vs market-$2,736

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.53 ratio110% standard$4,283 / 0.65 ratio
11
4 BR- 3 ZIPs
0.65-0.66ratio range
Median FMR$3,894
Median Market$5,910
vs market-$2,016

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.59 ratio110% standard$4,283 / 0.72 ratio
4 BR- 4 ZIPs
0.69-0.70ratio range
Median FMR$3,894
Median Market$5,625
vs market-$1,731

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.62 ratio110% standard$4,283 / 0.76 ratio
4 BR- 1 ZIP
0.76ratio
FMR$3,894
Market$5,120
vs market-$1,226

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.68 ratio110% standard$4,283 / 0.84 ratio
4 BR- 4 ZIPs
0.78-0.81ratio range
Median FMR$3,894
Median Market$4,925
vs market-$1,031

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.71 ratio110% standard$4,283 / 0.87 ratio
4 BR- 3 ZIPs
0.82-0.86ratio range
Median FMR$3,894
Median Market$4,680
vs market-$786

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.75 ratio110% standard$4,283 / 0.92 ratio
4 BR- 4 ZIPs
0.86-0.90ratio range
Median FMR$3,894
Median Market$4,410
vs market-$516

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.79 ratio110% standard$4,283 / 0.97 ratio
4 BR- 9 ZIPs
0.92-0.93ratio range
Median FMR$3,894
Median Market$4,240
vs market-$346

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.83 ratio110% standard$4,283 / 1.01 ratio
9
4 BR- 5 ZIPs
0.94-0.98ratio range
Median FMR$3,894
Median Market$4,050
vs market-$156

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.87 ratio110% standard$4,283 / 1.06 ratio
4 BR- 1 ZIP
1.01ratio
FMR$3,894
Market$3,850
vs market+$44

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.91 ratio110% standard$4,283 / 1.11 ratio
4 BR- 1 ZIP
1.04ratio
FMR$3,894
Market$3,740
vs market+$154

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.94 ratio110% standard$4,283 / 1.15 ratio
4 BR- 4 ZIPs
1.06-1.10ratio range
Median FMR$3,894
Median Market$3,645
vs market+$249

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.96 ratio110% standard$4,283 / 1.18 ratio
4 BR- 1 ZIP
1.12ratio
FMR$3,894
Market$3,490
vs market+$404

FMR is above market; underwrite to market rent.

90% standard$3,505 / 1.00 ratio110% standard$4,283 / 1.23 ratio
4 BR- 1 ZIP
1.27ratio
FMR$3,894
Market$3,060
vs market+$834

FMR is above market; underwrite to market rent.

90% standard$3,505 / 1.15 ratio110% standard$4,283 / 1.40 ratio
4 BR- 1 ZIP
1.94ratio
FMR$3,894
Market$2,010
vs market+$1,884

FMR is above market; underwrite to market rent.

0.38-1.94
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Suffolk County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
01906020260210802109021100211102112021130211402115

Suffolk County, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Suffolk County, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like Suffolk County, MA FMR, Suffolk County, MA fair market rent, and Suffolk County, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Suffolk County, MA
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894
01906 FMR02026 FMR02108 FMR02109 FMR02110 FMR02111 FMR02112 FMR02113 FMR