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Suffolk County/Boston/02210

02210

ZIPSAFMR
Suffolk County, MA
Zillow

ZIP Investment Score

24Below average

095130300
BRFMR
Eff. Rent
0 BR$3,420$3,290
1 BR$3,530$3,880
2 BR$4,220$4,640
3 BR$5,030$5,530
4 BR$5,550$5,620
5 BR$6,382Not available
6 BR$7,340Not available
7 BR$8,441Not available
8 BR$9,707Not available

Purchase Price Calculator

Maximum purchase price
$627,586

Cost breakdown

+Likely effective rent$4,640
HUD FMR$4,220
Market rent$5,440
Est. payment standard (110%)Used$4,640
-Principal and interest-$3,173
Loan amount$502,068
Down payment$125,517
Rate6.50%
Term30 years
-Operating costs-$1,267
Property taxes-$628
Insurance-$175
Utilities$0
HOA$0
Management-$464
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$73,443(58.5% ROI)
Projected value
$675,841
Return breakdown
Property appreciation+$48,255
Loan principal paid down+$17,988
Rental cash flow+$7,200
5-year hold
+$126,547(100.8% ROI)
Projected value
$710,056
Return breakdown
Property appreciation+$82,470
Loan principal paid down+$32,077
Rental cash flow+$12,000
10-year hold
+$276,211(220.1% ROI)
Projected value
$803,363
Return breakdown
Property appreciation+$175,777
Loan principal paid down+$76,434
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
0.81
2 BR
0.78
3 BR
0.83
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02210 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02210 (Boston, MA) is $4,220 a month. That is up 7.9% from $3,910 in FY 2026. Boston is in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,008. Among 53 ZIP codes in Suffolk County, 02210 has the 5th-highest two-bedroom rent (county range $2,650–$4,510). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02210 is 90% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02210
BedroomsFY 2027Change90–110% range
Studio$3,420+9.3%$3,078–$3,762
1BR$3,530+7.3%$3,177–$3,883
2BR$4,220+7.9%$3,798–$4,642
3BR$5,030+7.5%$4,527–$5,533
4BR$5,550+7.4%$4,995–$6,105

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02210
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,420$3,530$4,220$5,030$5,550
FY 2026$3,130$3,290$3,910$4,680$5,170
FY 2025$3,400$3,600$4,260$5,130$5,650
FY 2024$3,320$3,570$4,240$5,130$5,650
FY 2023$3,040$3,300$3,950$4,810$5,310

Two-bedroom rent in nearby Suffolk County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02210
02152$2,750−34.8%
02163$3,870−8.3%
02186$2,650−37.2%
02196$3,110−26.3%
02199$4,510+6.9%
02201$3,110−26.3%
02203$3,110−26.3%
02205$3,110−26.3%
02210Current$4,220—
02215$4,050−4.0%
02217$3,110−26.3%
02222$3,110−26.3%

Questions about ZIP 02210 rents

How much will Section 8 pay for a two-bedroom in ZIP 02210?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,008, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,707 to $3,309 a month; under the ZIP-level Small Area FMR of $4,220 it would be $3,798 to $4,642. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02210 in?

ZIP 02210 is in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,008.

How much did fair market rent change in ZIP 02210 for FY 2027?

The two-bedroom FMR rose 7.9%, from $3,910 in FY 2026 to $4,220 in FY 2027. Since FY 2023 it has risen 6.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBoston, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources