02125
ZIPFMR
Suffolk County, MA
BRFMR
Eff. Rent
0 BR$2,359$2,070
1 BR$2,476$1,840
2 BR$2,941$2,800
3 BR$3,526$3,520
4 BR$3,894$3,060
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$354,162

Cost breakdown

+Likely effective rent$2,800
HUD FMR$2,941
Market rentUsed$2,800
Est. payment standard (97%)$2,850
Market rent is below the inferred standard ($2,850, 97% of FMR).
-Principal and interest-$1,791
Loan amount$283,330
Down payment$70,832
Rate6.50%
Term30 years
-Operating costs-$809
Property taxes-$354
Insurance-$175
Utilities$0
HOA$0
Management-$280
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,583(62.9% ROI)
Projected value
$381,394
Current value$354,162
Return breakdown
Property appreciation+$27,232
Loan principal paid down+$10,151
Rental cash flow+$7,200
5-year hold
+$76,642(108.2% ROI)
Projected value
$400,702
Current value$354,162
Return breakdown
Property appreciation+$46,540
Loan principal paid down+$18,102
Rental cash flow+$12,000
10-year hold
+$166,329(234.8% ROI)
Projected value
$453,358
Current value$354,162
Return breakdown
Property appreciation+$99,195
Loan principal paid down+$43,134
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$2,359
Market$2,070
vs market+$289

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.03 ratio110% standard$2,595 / 1.25 ratio
1.14
1 BR
1 BR
1.35ratio
FMR$2,476
Market$1,840
vs market+$636

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.21 ratio110% standard$2,724 / 1.48 ratio
1.35
2 BR
2 BR
1.05ratio
FMR$2,941
Market$2,800
vs market+$141

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.95 ratio110% standard$3,235 / 1.16 ratio
1.05
3 BR
3 BR
1.00ratio
FMR$3,526
Market$3,520
vs market+$6

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.90 ratio110% standard$3,879 / 1.10 ratio
1.00
4 BR
4 BR
1.27ratio
FMR$3,894
Market$3,060
vs market+$834

FMR is above market; underwrite to market rent.

90% standard$3,505 / 1.15 ratio110% standard$4,283 / 1.40 ratio
1.27
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02125 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02125 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02125 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 02125 FMR, 02125 fair market rent, and 02125 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02125
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894