02152
ZIPFMR
Suffolk County, MA
BRFMR
Eff. Rent
0 BR$2,359$1,860
1 BR$2,476$2,150
2 BR$2,941$2,920
3 BR$3,526$3,670
4 BR$3,894$4,090
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$371,994

Cost breakdown

+Likely effective rent$2,920
HUD FMR$2,941
Market rentUsed$2,920
Est. payment standard (100%)$2,930
Market rent is below the inferred standard ($2,930, 100% of FMR).
-Principal and interest-$1,881
Loan amount$297,595
Down payment$74,399
Rate6.50%
Term30 years
-Operating costs-$839
Property taxes-$372
Insurance-$175
Utilities$0
HOA$0
Management-$292
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,465(62.5% ROI)
Projected value
$400,597
Current value$371,994
Return breakdown
Property appreciation+$28,603
Loan principal paid down+$10,662
Rental cash flow+$7,200
5-year hold
+$79,897(107.4% ROI)
Projected value
$420,877
Current value$371,994
Return breakdown
Property appreciation+$48,883
Loan principal paid down+$19,013
Rental cash flow+$12,000
10-year hold
+$173,495(233.2% ROI)
Projected value
$476,184
Current value$371,994
Return breakdown
Property appreciation+$104,190
Loan principal paid down+$45,306
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.27ratio
FMR$2,359
Market$1,860
vs market+$499

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.14 ratio110% standard$2,595 / 1.40 ratio
1.27
1 BR
1 BR
1.15ratio
FMR$2,476
Market$2,150
vs market+$326

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.04 ratio110% standard$2,724 / 1.27 ratio
1.15
2 BR
2 BR
1.01ratio
FMR$2,941
Market$2,920
vs market+$21

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.91 ratio110% standard$3,235 / 1.11 ratio
1.01
3 BR
3 BR
0.94ratio
FMR$3,526
Market$3,740
vs market-$214

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.85 ratio110% standard$3,879 / 1.04 ratio
0.94
4 BR
4 BR
0.93ratio
FMR$3,894
Market$4,200
vs market-$306

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.83 ratio110% standard$4,283 / 1.02 ratio
0.93
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02152 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02152 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02152 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 02152 FMR, 02152 fair market rent, and 02152 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02152
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894