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Norfolk County/West Roxbury/02132

02132

ZIPSAFMR
Norfolk County, MA
Zillow

ZIP Investment Score

63Below average

095130300
BRFMR
Eff. Rent
0 BR$2,380$1,920
1 BR$2,460$2,470
2 BR$2,940$3,210
3 BR$3,500$3,800
4 BR$3,860$3,940
5 BR$4,439Not available
6 BR$5,105Not available
7 BR$5,871Not available
8 BR$6,751Not available

Purchase Price Calculator

Maximum purchase price
$415,088

Cost breakdown

+Likely effective rent$3,210
HUD FMR$2,940
Market rent$3,360
Est. payment standard (109%)Used$3,210
-Principal and interest-$2,099
Loan amount$332,071
Down payment$83,018
Rate6.50%
Term30 years
-Operating costs-$911
Property taxes-$415
Insurance-$175
Utilities$0
HOA$0
Management-$321
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,014(61.4% ROI)
Projected value
$447,005
Return breakdown
Property appreciation+$31,916
Loan principal paid down+$11,897
Rental cash flow+$7,200
5-year hold
+$87,762(105.7% ROI)
Projected value
$469,634
Return breakdown
Property appreciation+$54,546
Loan principal paid down+$21,216
Rental cash flow+$12,000
10-year hold
+$190,814(229.8% ROI)
Projected value
$531,348
Return breakdown
Property appreciation+$116,260
Loan principal paid down+$50,554
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.24
1 BR
1.00
2 BR
0.88
3 BR
0.88
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02132 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02132 (West Roxbury, MA) is $2,940 a month. That is up 2.1% from $2,880 in FY 2026. West Roxbury is in the Brockton, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,409. Among 60 ZIP codes in Norfolk County, 02132 has the 26th-highest two-bedroom rent (county range $2,650–$4,420). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02132 is 32% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02132
BedroomsFY 2027Change90–110% range
Studio$2,380+3.0%$2,142–$2,618
1BR$2,460+1.2%$2,214–$2,706
2BR$2,940+2.1%$2,646–$3,234
3BR$3,500+1.4%$3,150–$3,850
4BR$3,860+1.3%$3,474–$4,246

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02132
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,380$2,460$2,940$3,500$3,860
FY 2026$2,310$2,430$2,880$3,450$3,810
FY 2025$2,230$2,360$2,800$3,370$3,710
FY 2024$2,210$2,380$2,830$3,420$3,770
FY 2023$2,060$2,240$2,680$3,260$3,600

Two-bedroom rent in nearby Norfolk County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02132
02081$2,810−4.4%
02090$3,370+14.6%
02093$2,650−9.9%
02124$2,650−9.9%
02130$3,570+21.4%
02132Current$2,940—
02135$3,310+12.6%
02136$2,660−9.5%
02169$3,070+4.4%
02170$2,650−9.9%
02171$3,170+7.8%
02184$2,860−2.7%

Questions about ZIP 02132 rents

How much will Section 8 pay for a two-bedroom in ZIP 02132?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,409, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,168 to $2,650 a month; under the ZIP-level Small Area FMR of $2,940 it would be $2,646 to $3,234. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02132 in?

ZIP 02132 is in the Brockton, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,409.

How much did fair market rent change in ZIP 02132 for FY 2027?

The two-bedroom FMR rose 2.1%, from $2,880 in FY 2026 to $2,940 in FY 2027. Since FY 2023 it has risen 9.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWest Roxbury, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources