Skip to main content
Loading page

02090

ZIPSAFMR
Norfolk County, MA

ZIP Investment Score

42Below average

095130300
BRFMR
Eff. Rent
0 BR$2,730$2,540
1 BR$2,820$3,070
2 BR$3,370$3,410
3 BR$4,020$3,880
4 BR$4,430$4,270
5 BR$5,095Not available
6 BR$5,859Not available
7 BR$6,737Not available
8 BR$7,748Not available

Purchase Price Calculator

Maximum purchase price
$444,808

Cost breakdown

+Likely effective rent$3,410
HUD FMR$3,370
Market rent$3,430
Est. payment standard (101%)Used$3,410
-Principal and interest-$2,249
Loan amount$355,846
Down payment$88,962
Rate6.50%
Term30 years
-Operating costs-$961
Property taxes-$445
Insurance-$175
Utilities$0
HOA$0
Management-$341
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$54,151(60.9% ROI)
Projected value
$479,010
Return breakdown
Property appreciation+$34,202
Loan principal paid down+$12,749
Rental cash flow+$7,200
5-year hold
+$93,187(104.7% ROI)
Projected value
$503,260
Return breakdown
Property appreciation+$58,451
Loan principal paid down+$22,735
Rental cash flow+$12,000
10-year hold
+$202,757(227.9% ROI)
Projected value
$569,392
Return breakdown
Property appreciation+$124,584
Loan principal paid down+$54,174
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.07
1 BR
0.88
2 BR
0.98
3 BR
1.04
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02090 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02090 (Westwood, MA) is $3,370 a month. That is up 5.0% from $3,210 in FY 2026. Westwood is in the Brockton, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,409. Among 60 ZIP codes in Norfolk County, 02090 has the 11th-highest two-bedroom rent (county range $2,650–$4,420). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02090 is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02090
BedroomsFY 2027Change90–110% range
Studio$2,730+6.2%$2,457–$3,003
1BR$2,820+4.4%$2,538–$3,102
2BR$3,370+5.0%$3,033–$3,707
3BR$4,020+4.4%$3,618–$4,422
4BR$4,430+4.2%$3,987–$4,873

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02090
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,730$2,820$3,370$4,020$4,430
FY 2026$2,570$2,700$3,210$3,850$4,250
FY 2025$2,420$2,560$3,030$3,650$4,020
FY 2024$2,360$2,530$3,010$3,640$4,010
FY 2023$2,170$2,350$2,820$3,430$3,790

Two-bedroom rent in nearby Norfolk County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02090
02054$2,650−21.4%
02056$2,650−21.4%
02062$2,980−11.6%
02066$2,650−21.4%
02067$3,430+1.8%
02070$2,960−12.2%
02071$2,730−19.0%
02072$2,830−16.0%
02081$2,810−16.6%
02090Current$3,370—
02093$2,650−21.4%
02124$2,650−21.4%

Questions about ZIP 02090 rents

How much will Section 8 pay for a two-bedroom in ZIP 02090?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,409, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,168 to $2,650 a month; under the ZIP-level Small Area FMR of $3,370 it would be $3,033 to $3,707. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02090 in?

ZIP 02090 is in the Brockton, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,409.

How much did fair market rent change in ZIP 02090 for FY 2027?

The two-bedroom FMR rose 5.0%, from $3,210 in FY 2026 to $3,370 in FY 2027. Since FY 2023 it has risen 19.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set