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Winnebago County, IL
CountySAFMR
Found 36 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$730 – $1,210▲$730 – $1,090
1 BR$810 – $1,340—$810 – $1,190
2 BR$1,070 – $1,760—$1,060 – $1,440
3 BR$1,410 – $2,330—$1,410 – $1,880
4 BR$1,450 – $2,390—$1,450 – $2,120
5 BR$1,828——
6 BR$2,103——
7 BR$2,418——
8 BR$2,781——

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.57–0.63ratio range
Median FMR$830
Median Market$1,380
vs market-$550

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 11 ZIPs
0.69–0.72ratio range
Median FMR$810
Median Market$1,170
vs market-$360

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

11
Studio· 3 ZIPs
0.73–0.74ratio range
Median FMR$770
Median Market$1,050
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.79ratio range
Median FMR$870
Median Market$1,105
vs market-$235

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.84ratio
FMR$1,020
Market$1,220
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.86–0.89ratio range
Median FMR$760
Median Market$880
vs market-$120

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.92ratio
FMR$730
Market$790
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.57–0.92
1 BR
1 BR· 11 ZIPs
0.70–0.71ratio range
Median FMR$890
Median Market$1,280
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

11
1 BR· 3 ZIPs
0.75–0.77ratio range
Median FMR$890
Median Market$1,190
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.77ratio
FMR$810
Market$1,050
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.83ratio
FMR$900
Market$1,080
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.87–0.89ratio range
Median FMR$975
Median Market$1,110
vs market-$135

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.92ratio
FMR$810
Market$880
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 4 ZIPs
0.96–0.98ratio range
Median FMR$985
Median Market$1,020
vs market-$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.70–0.98
2 BR
2 BR· 1 ZIP
0.77ratio
FMR$1,180
Market$1,540
vs market-$360

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.84–0.85ratio range
Median FMR$1,110
Median Market$1,320
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 10 ZIPs
0.87–0.89ratio range
Median FMR$1,170
Median Market$1,310
vs market-$140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

10
2 BR· 2 ZIPs
0.91–0.94ratio range
Median FMR$1,120
Median Market$1,210
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
0.95–0.97ratio range
Median FMR$1,195
Median Market$1,250
vs market-$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 4 ZIPs
0.99–1.01ratio range
Median FMR$1,225
Median Market$1,235
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.05ratio
FMR$1,560
Market$1,480
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.77–1.05
3 BR
3 BR· 1 ZIP
0.61ratio
FMR$1,470
Market$2,420
vs market-$950

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.69ratio range
Median FMR$1,425
Median Market$2,055
vs market-$630

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.78–0.81ratio range
Median FMR$1,580
Median Market$1,990
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.83ratio range
Median FMR$1,510
Median Market$1,820
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.87–0.88ratio range
Median FMR$1,430
Median Market$1,640
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.92ratio
FMR$1,410
Market$1,540
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
0.97ratio
FMR$1,960
Market$2,020
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 9 ZIPs
0.99–1.01ratio range
Median FMR$1,550
Median Market$1,530
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

9
3 BR· 1 ZIP
1.05ratio
FMR$1,790
Market$1,700
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.06ratio
FMR$2,060
Market$1,940
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.61–1.06
4 BR
4 BR· 2 ZIPs
0.70–0.71ratio range
Median FMR$1,465
Median Market$2,085
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.75ratio range
Median FMR$1,545
Median Market$2,055
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.78–0.81ratio range
Median FMR$1,640
Median Market$2,060
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.81–0.85ratio range
Median FMR$1,460
Median Market$1,775
vs market-$315

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.87ratio
FMR$1,510
Market$1,740
vs market-$230

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.94–0.95ratio range
Median FMR$1,800
Median Market$1,905
vs market-$105

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 9 ZIPs
1.00–1.02ratio range
Median FMR$1,590
Median Market$1,590
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

9
4 BR· 1 ZIP
1.09ratio
FMR$2,120
Market$1,950
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.70–1.09
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Winnebago County, IL (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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