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01263

ZIPFMR
Berkshire County, MA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,315$1,330
1 BR$1,324$1,330
2 BR$1,704$1,840
3 BR$2,231$2,390
4 BR$2,848$2,690
5 BR$3,275Not available
6 BR$3,766Not available
7 BR$4,331Not available
8 BR$4,981Not available

Purchase Price Calculator

Maximum purchase price
$211,507

Cost breakdown

+Likely effective rent$1,840
HUD FMR$1,704
Market rent$1,920
Est. payment standard (108%)Used$1,840
-Principal and interest-$1,069
Loan amount$169,205
Down payment$42,301
Rate6.50%
Term30 years
-Operating costs-$571
Property taxes-$212
Insurance-$175
Utilities$0
HOA$0
Management-$184
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,525(69.8% ROI)
Projected value
$227,770
Return breakdown
Property appreciation+$16,263
Loan principal paid down+$6,062
Rental cash flow+$7,200
5-year hold
+$50,604(119.6% ROI)
Projected value
$239,300
Return breakdown
Property appreciation+$27,794
Loan principal paid down+$10,811
Rental cash flow+$12,000
10-year hold
+$108,999(257.7% ROI)
Projected value
$270,747
Return breakdown
Property appreciation+$59,240
Loan principal paid down+$25,760
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
1.00
2 BR
0.89
3 BR
0.90
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 01263 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 01263 (Stockbridge, MA) is $1,704 a month. That is up 4.8% from $1,626 in FY 2026. Stockbridge is in the Pittsfield, MA HUD Metro FMR Area. The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01263 is 23% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01263
BedroomsFY 2027Change90–110% range
Studio$1,315+5.6%$1,184–$1,447
1BR$1,324+4.3%$1,192–$1,456
2BR$1,704+4.8%$1,534–$1,874
3BR$2,231+5.8%$2,008–$2,454
4BR$2,848+10.5%$2,563–$3,133

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01263
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,315$1,324$1,704$2,231$2,848
FY 2026$1,245$1,269$1,626$2,109$2,577
FY 2025$1,077$1,234$1,571$2,016$2,166
FY 2024$950$1,100$1,402$1,807$1,867
FY 2023$928$1,095$1,388$1,773$1,876

Questions about ZIP 01263 rents

How much will Section 8 pay for a two-bedroom in ZIP 01263?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,704, that basic range is $1,534 to $1,874 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01263 in?

ZIP 01263 is in the Pittsfield, MA HUD Metro FMR Area. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 01263 for FY 2027?

The two-bedroom FMR rose 4.8%, from $1,626 in FY 2026 to $1,704 in FY 2027. Since FY 2023 it has risen 22.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set