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Merrimack County/Chichester/03258

03258

ZIPSAFMR
Merrimack County, NH
Zillow

ZIP Investment Score

58Below average

095130300
BRFMR
Eff. Rent
0 BR$1,710$1,710
1 BR$1,880$1,880
2 BR$2,460$2,460
3 BR$3,220$3,220
4 BR$3,240$3,240
5 BR$3,726Not available
6 BR$4,285Not available
7 BR$4,928Not available
8 BR$5,667Not available

Purchase Price Calculator

Maximum purchase price
$303,639

Cost breakdown

+Likely effective rent$2,460
HUD FMRUsed$2,460
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,535
Loan amount$242,911
Down payment$60,728
Rate6.50%
Term30 years
-Operating costs-$725
Property taxes-$304
Insurance-$175
Utilities$0
HOA$0
Management-$246
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,250(64.6% ROI)
Projected value
$326,985
Return breakdown
Property appreciation+$23,347
Loan principal paid down+$8,703
Rental cash flow+$7,200
5-year hold
+$67,420(111.0% ROI)
Projected value
$343,539
Return breakdown
Property appreciation+$39,901
Loan principal paid down+$15,520
Rental cash flow+$12,000
10-year hold
+$146,025(240.5% ROI)
Projected value
$388,683
Return breakdown
Property appreciation+$85,044
Loan principal paid down+$36,980
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 03258 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03258 (Chichester, NH) is $2,460 a month. That is down 9.2% from $2,710 in FY 2026. Chichester is in the Merrimack County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,800. Among 42 ZIP codes in Merrimack County, 03258 has the highest two-bedroom rent (county range $1,690–$2,460). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03258 is 42% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03258
BedroomsFY 2027Change90–110% range
Studio$1,710−8.6%$1,539–$1,881
1BR$1,880−9.2%$1,692–$2,068
2BR$2,460−9.2%$2,214–$2,706
3BR$3,220−9.8%$2,898–$3,542
4BR$3,240−9.7%$2,916–$3,564

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03258
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,710$1,880$2,460$3,220$3,240
FY 2026$1,870$2,070$2,710$3,570$3,590
FY 2025$1,420$1,550$2,040$2,690$2,700
FY 2024area FMR$972$1,086$1,427$1,877$1,900
FY 2023area FMR$963$1,072$1,411$1,839$1,895

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Merrimack County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03258
03242$1,780−27.6%
03243$1,690−31.3%
03244$1,810−26.4%
03255$2,150−12.6%
03257$2,220−9.8%
03258Current$2,460—
03260$1,940−21.1%
03261$2,000−18.7%
03263$1,780−27.6%
03268$2,070−15.9%
03272$1,800−26.8%
03273$1,830−25.6%

Questions about ZIP 03258 rents

How much will Section 8 pay for a two-bedroom in ZIP 03258?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,800, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,620 to $1,980 a month; under the ZIP-level Small Area FMR of $2,460 it would be $2,214 to $2,706. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03258 in?

ZIP 03258 is in the Merrimack County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,800.

How much did fair market rent change in ZIP 03258 for FY 2027?

The two-bedroom FMR fell 9.2%, from $2,710 in FY 2026 to $2,460 in FY 2027. Since FY 2025 it has risen 20.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentChichester, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources