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Cheshire County/Keene/03435

03435

ZIPFMR
Cheshire County, NH
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,199$1,210
1 BR$1,322$1,450
2 BR$1,734$1,910
3 BR$2,267$2,390
4 BR$2,295$2,400
5 BR$2,639Not available
6 BR$3,035Not available
7 BR$3,490Not available
8 BR$4,014Not available

Purchase Price Calculator

Maximum purchase price
$221,909

Cost breakdown

+Likely effective rent$1,910
HUD FMR$1,734
Market rent$2,270
Est. payment standard (110%)Used$1,910
-Principal and interest-$1,122
Loan amount$177,527
Down payment$44,382
Rate6.50%
Term30 years
-Operating costs-$588
Property taxes-$222
Insurance-$175
Utilities$0
HOA$0
Management-$191
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,623(69.0% ROI)
Projected value
$238,971
Return breakdown
Property appreciation+$17,063
Loan principal paid down+$6,360
Rental cash flow+$7,200
5-year hold
+$52,503(118.3% ROI)
Projected value
$251,069
Return breakdown
Property appreciation+$29,161
Loan principal paid down+$11,342
Rental cash flow+$12,000
10-year hold
+$113,180(255.0% ROI)
Projected value
$284,062
Return breakdown
Property appreciation+$62,153
Loan principal paid down+$27,026
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
0.78
2 BR
0.76
3 BR
0.92
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 03435 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 03435 (Keene, NH) is $1,734 a month. That is down 10.0% from $1,926 in FY 2026. Keene is in the Cheshire County, NH non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03435
BedroomsFY 2027Change90–110% range
Studio$1,199−9.7%$1,079–$1,319
1BR$1,322−9.9%$1,190–$1,454
2BR$1,734−10.0%$1,561–$1,907
3BR$2,267−10.0%$2,040–$2,494
4BR$2,295−10.0%$2,066–$2,525

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03435
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,199$1,322$1,734$2,267$2,295
FY 2026$1,328$1,468$1,926$2,518$2,550
FY 2025$1,061$1,180$1,548$2,013$2,052
FY 2024$945$1,061$1,394$1,833$1,888
FY 2023$946$1,011$1,331$1,860$1,954

Questions about ZIP 03435 rents

How much will Section 8 pay for a two-bedroom in ZIP 03435?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,734, that basic range is $1,561 to $1,907 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03435 in?

ZIP 03435 is in the Cheshire County, NH non-metropolitan FMR area.

How much did fair market rent change in ZIP 03435 for FY 2027?

The two-bedroom FMR fell 10.0%, from $1,926 in FY 2026 to $1,734 in FY 2027. Since FY 2023 it has risen 30.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKeene, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources