FMR is below market; voucher rent may lag private rents.
0.79
1 BR
1 BR
0.82ratio
FMR$1,320
Market$1,600
vs market-$280
FMR is below market; voucher rent may lag private rents.
0.82
2 BR
2 BR
0.93ratio
FMR$1,720
Market$1,850
vs market-$130
FMR is near market; voucher and private rents are aligned.
0.93
3 BR
3 BR
1.27ratio
FMR$2,380
Market$1,880
vs market+$500
FMR is above market; underwrite to market rent.
1.27
4 BR
4 BR
1.42ratio
FMR$2,660
Market$1,870
vs market+$790
FMR is above market; underwrite to market rent.
1.42
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 03890 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03890 (West Ossipee, NH) is $1,720 a month. That is down 3.4% from $1,780 in FY 2026. West Ossipee is in the Carroll County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,566. Among 33 ZIP codes in Carroll County, 03890 has the 13th-highest two-bedroom rent (county range $1,540–$2,350).
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 03890
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,240
$1,210
−2.4%
$1,089–$1,331
1BR
$1,400
$1,320
−5.7%
$1,188–$1,452
2BR
$1,780
$1,720
−3.4%
$1,548–$1,892
3BR
$2,450
$2,380
−2.9%
$2,142–$2,618
4BR
$2,950
$2,660
−9.8%
$2,394–$2,926
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 03890
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,210
$1,320
$1,720
$2,380
$2,660
FY 2026
$1,240
$1,400
$1,780
$2,450
$2,950
FY 2025
$980
$1,130
$1,400
$1,880
$2,340
FY 2024area FMR
$866
$1,009
$1,241
$1,664
$2,097
FY 2023area FMR
$802
$983
$1,199
$1,590
$1,966
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Carroll County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 03890?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,566, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,409 to $1,723 a month; under the ZIP-level Small Area FMR of $1,720 it would be $1,548 to $1,892. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 03890 in?
ZIP 03890 is in the Carroll County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,566.
How much did fair market rent change in ZIP 03890 for FY 2027?
The two-bedroom FMR fell 3.4%, from $1,780 in FY 2026 to $1,720 in FY 2027. Since FY 2025 it has risen 22.9%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set