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Carroll County/South Tamworth/03883

03883

ZIPSAFMR
Carroll County, NH
Zillow

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,290$1,290
1 BR$1,410$1,410
2 BR$1,820$1,820
3 BR$2,520$2,520
4 BR$2,950$2,950
5 BR$3,392Not available
6 BR$3,901Not available
7 BR$4,487Not available
8 BR$5,160Not available

Purchase Price Calculator

Maximum purchase price
$208,535

Cost breakdown

+Likely effective rent$1,820
HUD FMRUsed$1,820
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,054
Loan amount$166,828
Down payment$41,707
Rate6.50%
Term30 years
-Operating costs-$566
Property taxes-$209
Insurance-$175
Utilities$0
HOA$0
Management-$182
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,211(70.0% ROI)
Projected value
$224,569
Return breakdown
Property appreciation+$16,034
Loan principal paid down+$5,977
Rental cash flow+$7,200
5-year hold
+$50,062(120.0% ROI)
Projected value
$235,938
Return breakdown
Property appreciation+$27,403
Loan principal paid down+$10,659
Rental cash flow+$12,000
10-year hold
+$107,805(258.5% ROI)
Projected value
$266,942
Return breakdown
Property appreciation+$58,407
Loan principal paid down+$25,398
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 03883 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03883 (South Tamworth, NH) is $1,820 a month. That is down 7.6% from $1,970 in FY 2026. South Tamworth is in the Carroll County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,566. Among 33 ZIP codes in Carroll County, 03883 has the 11th-highest two-bedroom rent (county range $1,540–$2,350). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03883 is 5% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03883
BedroomsFY 2027Change90–110% range
Studio$1,290−5.8%$1,161–$1,419
1BR$1,410−9.0%$1,269–$1,551
2BR$1,820−7.6%$1,638–$2,002
3BR$2,520−7.4%$2,268–$2,772
4BR$2,950−9.8%$2,655–$3,245

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03883
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,290$1,410$1,820$2,520$2,950
FY 2026$1,370$1,550$1,970$2,720$3,270
FY 2025$1,270$1,470$1,820$2,440$3,030
FY 2024area FMR$866$1,009$1,241$1,664$2,097
FY 2023area FMR$802$983$1,199$1,590$1,966

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Carroll County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03883
03860$1,540−15.4%
03864$1,540−15.4%
03872$1,540−15.4%
03875$1,540−15.4%
03882$1,540−15.4%
03883Current$1,820—
03886$1,540−15.4%
03887$1,980+8.8%
03890$1,720−5.5%
03894$1,540−15.4%
03896$1,570−13.7%
03897$1,540−15.4%

Questions about ZIP 03883 rents

How much will Section 8 pay for a two-bedroom in ZIP 03883?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,566, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,409 to $1,723 a month; under the ZIP-level Small Area FMR of $1,820 it would be $1,638 to $2,002. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03883 in?

ZIP 03883 is in the Carroll County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,566.

How much did fair market rent change in ZIP 03883 for FY 2027?

The two-bedroom FMR fell 7.6%, from $1,970 in FY 2026 to $1,820 in FY 2027. Since FY 2025 it has risen 0.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSouth Tamworth, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources