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Carroll County/Intervale/03845

03845

ZIPSAFMR
Carroll County, NH
Zillow

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$1,340$1,470
1 BR$1,510$1,660
2 BR$1,910$2,100
3 BR$2,630$2,220
4 BR$3,170$2,320
5 BR$3,645Not available
6 BR$4,192Not available
7 BR$4,821Not available
8 BR$5,544Not available

Purchase Price Calculator

Maximum purchase price
$250,143

Cost breakdown

+Likely effective rent$2,100
HUD FMR$1,910
Market rent$2,220
Est. payment standard (110%)Used$2,100
-Principal and interest-$1,265
Loan amount$200,114
Down payment$50,029
Rate6.50%
Term30 years
-Operating costs-$635
Property taxes-$250
Insurance-$175
Utilities$0
HOA$0
Management-$210
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,603(67.2% ROI)
Projected value
$269,376
Return breakdown
Property appreciation+$19,234
Loan principal paid down+$7,170
Rental cash flow+$7,200
5-year hold
+$57,656(115.2% ROI)
Projected value
$283,013
Return breakdown
Property appreciation+$32,871
Loan principal paid down+$12,785
Rental cash flow+$12,000
10-year hold
+$124,526(248.9% ROI)
Projected value
$320,204
Return breakdown
Property appreciation+$70,061
Loan principal paid down+$30,465
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.75
1 BR
0.83
2 BR
0.86
3 BR
1.18
4 BR
1.37
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03845 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03845 (Intervale, NH) is $1,910 a month. That is down 9.9% from $2,120 in FY 2026. Intervale is in the Carroll County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,566. Among 33 ZIP codes in Carroll County, 03845 has the 7th-highest two-bedroom rent (county range $1,540–$2,350). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03845 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03845
BedroomsFY 2027Change90–110% range
Studio$1,340−9.5%$1,206–$1,474
1BR$1,510−9.6%$1,359–$1,661
2BR$1,910−9.9%$1,719–$2,101
3BR$2,630−9.9%$2,367–$2,893
4BR$3,170−9.9%$2,853–$3,487

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03845
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,340$1,510$1,910$2,630$3,170
FY 2026$1,480$1,670$2,120$2,920$3,520
FY 2025$1,240$1,440$1,780$2,390$2,970
FY 2024area FMR$866$1,009$1,241$1,664$2,097
FY 2023area FMR$802$983$1,199$1,590$1,966

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Carroll County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03845
03830$1,540−19.4%
03832$1,710−10.5%
03836$1,630−14.7%
03838$1,860−2.6%
03845Current$1,910—
03846$2,320+21.5%
03847$1,540−19.4%
03849$1,670−12.6%
03850$1,570−17.8%
03853$1,570−17.8%
03855$1,980+3.7%
03860$1,540−19.4%

Questions about ZIP 03845 rents

How much will Section 8 pay for a two-bedroom in ZIP 03845?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,566, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,409 to $1,723 a month; under the ZIP-level Small Area FMR of $1,910 it would be $1,719 to $2,101. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03845 in?

ZIP 03845 is in the Carroll County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,566.

How much did fair market rent change in ZIP 03845 for FY 2027?

The two-bedroom FMR fell 9.9%, from $2,120 in FY 2026 to $1,910 in FY 2027. Since FY 2025 it has risen 7.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentIntervale, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources