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Androscoggin County/Livermore/04253

04253

ZIPSAFMR
Androscoggin County, ME
Zillow

ZIP Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,060
1 BR$1,130$1,130
2 BR$1,480$1,480
3 BR$1,910$1,910
4 BR$2,230$2,230
5 BR$2,565Not available
6 BR$2,949Not available
7 BR$3,392Not available
8 BR$3,900Not available

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMRUsed$1,480
Market rentN/A
Est. payment standardN/A
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 04253 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 04253 (Livermore, ME) is $1,480 a month. That is unchanged from FY 2026. Livermore is in the Lewiston-Auburn, ME MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,677. Among 29 ZIP codes in Androscoggin County, 04253 has the 25th-highest two-bedroom rent (county range $1,430–$1,970). The median county two-bedroom FMR in Maine is $1,371, so ZIP 04253 is 8% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 04253
BedroomsFY 2027Change90–110% range
Studio$1,060+1.0%$954–$1,166
1BR$1,1300.0%$1,017–$1,243
2BR$1,4800.0%$1,332–$1,628
3BR$1,910−1.0%$1,719–$2,101
4BR$2,230+2.3%$2,007–$2,453

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 04253
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,130$1,480$1,910$2,230
FY 2026$1,050$1,130$1,480$1,930$2,180
FY 2025$890$980$1,250$1,640$1,850
FY 2024$780$910$1,150$1,520$1,690
FY 2023$690$750$960$1,250$1,460

Two-bedroom rent in nearby Androscoggin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 04253
04240$1,650+11.5%
04241$1,680+13.5%
04243$1,680+13.5%
04250$1,740+17.6%
04252$1,970+33.1%
04253Current$1,480—
04254$1,430−3.4%
04256$1,860+25.7%
04258$1,750+18.2%
04260$1,880+27.0%
04263$1,680+13.5%
04266$1,680+13.5%

Questions about ZIP 04253 rents

How much will Section 8 pay for a two-bedroom in ZIP 04253?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,677, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,509 to $1,845 a month; under the ZIP-level Small Area FMR of $1,480 it would be $1,332 to $1,628. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 04253 in?

ZIP 04253 is in the Lewiston-Auburn, ME MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,677.

How much did fair market rent change in ZIP 04253 for FY 2027?

The two-bedroom FMR was unchanged at $1,480 in FY 2027. Since FY 2023 it has risen 54.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLivermore, ME fair market rentME statewide rentsWhat is SAFMR?Data sources