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Windsor County/White River Junction/05009

05009

ZIPFMR
Windsor County, VT
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,322$1,322
1 BR$1,329$1,329
2 BR$1,558$1,558
3 BR$2,038$2,038
4 BR$2,128$2,128
5 BR$2,447Not available
6 BR$2,814Not available
7 BR$3,236Not available
8 BR$3,722Not available

Purchase Price Calculator

Maximum purchase price
$169,602

Cost breakdown

+Likely effective rent$1,558
HUD FMRUsed$1,558
Market rentN/A
Est. payment standardN/A
-Principal and interest-$858
Loan amount$135,681
Down payment$33,920
Rate6.50%
Term30 years
-Operating costs-$500
Property taxes-$170
Insurance-$175
Utilities$0
HOA$0
Management-$156
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,102(74.0% ROI)
Projected value
$182,642
Return breakdown
Property appreciation+$13,041
Loan principal paid down+$4,861
Rental cash flow+$7,200
5-year hold
+$42,956(126.6% ROI)
Projected value
$191,889
Return breakdown
Property appreciation+$22,287
Loan principal paid down+$8,669
Rental cash flow+$12,000
10-year hold
+$92,159(271.7% ROI)
Projected value
$217,104
Return breakdown
Property appreciation+$47,503
Loan principal paid down+$20,656
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 05009 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 05009 (White River Junction, VT) is $1,558 a month. That is up 14.4% from $1,362 in FY 2026. White River Junction is in the Windsor County, VT non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05009
BedroomsFY 2027Change90–110% range
Studio$1,322+13.9%$1,190–$1,454
1BR$1,329+13.8%$1,196–$1,462
2BR$1,558+14.4%$1,402–$1,714
3BR$2,038+14.1%$1,834–$2,242
4BR$2,128+15.4%$1,915–$2,341

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05009
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,322$1,329$1,558$2,038$2,128
FY 2026$1,161$1,168$1,362$1,786$1,844
FY 2025$1,124$1,127$1,301$1,692$1,740
FY 2024$1,039$1,136$1,300$1,725$1,731
FY 2023$841$982$1,129$1,536$1,542

Questions about ZIP 05009 rents

How much will Section 8 pay for a two-bedroom in ZIP 05009?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,558, that basic range is $1,402 to $1,714 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05009 in?

ZIP 05009 is in the Windsor County, VT non-metropolitan FMR area.

How much did fair market rent change in ZIP 05009 for FY 2027?

The two-bedroom FMR rose 14.4%, from $1,362 in FY 2026 to $1,558 in FY 2027. Since FY 2023 it has risen 38.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWhite River Junction, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources