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Rutland County/Fair Haven/05743

05743

ZIPSAFMR
Rutland County, VT
Zillow

ZIP Investment Score

113Above average

095130300
BRFMR
Eff. Rent
0 BR$1,160$1,160
1 BR$1,170$1,170
2 BR$1,530$1,530
3 BR$1,820$1,820
4 BR$2,130$2,130
5 BR$2,450Not available
6 BR$2,817Not available
7 BR$3,239Not available
8 BR$3,725Not available

Purchase Price Calculator

Maximum purchase price
$165,441

Cost breakdown

+Likely effective rent$1,530
HUD FMRUsed$1,530
Market rentN/A
Est. payment standardN/A
-Principal and interest-$837
Loan amount$132,353
Down payment$33,088
Rate6.50%
Term30 years
-Operating costs-$493
Property taxes-$165
Insurance-$175
Utilities$0
HOA$0
Management-$153
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,663(74.5% ROI)
Projected value
$178,162
Return breakdown
Property appreciation+$12,721
Loan principal paid down+$4,742
Rental cash flow+$7,200
5-year hold
+$42,196(127.5% ROI)
Projected value
$187,181
Return breakdown
Property appreciation+$21,740
Loan principal paid down+$8,456
Rental cash flow+$12,000
10-year hold
+$90,487(273.5% ROI)
Projected value
$211,778
Return breakdown
Property appreciation+$46,337
Loan principal paid down+$20,149
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 05743 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05743 (Fair Haven, VT) is $1,530 a month. That is up 14.2% from $1,340 in FY 2026. Fair Haven is in the Rutland County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,541. Among 37 ZIP codes in Rutland County, 05743 is tied for the 24th-highest two-bedroom rent (county range $1,300–$2,020). The median county two-bedroom FMR in Vermont is $1,570, so ZIP 05743 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05743
BedroomsFY 2027Change90–110% range
Studio$1,160+13.7%$1,044–$1,276
1BR$1,170+14.7%$1,053–$1,287
2BR$1,530+14.2%$1,377–$1,683
3BR$1,820+11.7%$1,638–$2,002
4BR$2,130+7.6%$1,917–$2,343

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05743
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,160$1,170$1,530$1,820$2,130
FY 2026$1,020$1,020$1,340$1,630$1,980
FY 2025$990$1,000$1,260$1,570$1,950
FY 2024area FMR$991$997$1,224$1,561$2,004
FY 2023area FMR$904$911$1,088$1,440$1,825

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Rutland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05743
05735$2,000+30.7%
05736$1,560+2.0%
05737$1,500−2.0%
05738$1,980+29.4%
05739$1,510−1.3%
05741$1,540+0.7%
05742$1,620+5.9%
05743Current$1,530—
05744$1,710+11.8%
05745$1,540+0.7%
05750$1,540+0.7%
05751$1,820+19.0%

Questions about ZIP 05743 rents

How much will Section 8 pay for a two-bedroom in ZIP 05743?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,541, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,387 to $1,695 a month; under the ZIP-level Small Area FMR of $1,530 it would be $1,377 to $1,683. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05743 in?

ZIP 05743 is in the Rutland County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,541.

How much did fair market rent change in ZIP 05743 for FY 2027?

The two-bedroom FMR rose 14.2%, from $1,340 in FY 2026 to $1,530 in FY 2027. Since FY 2025 it has risen 21.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentFair Haven, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources