Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 05746 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05746 (Gaysville, VT) is $1,560 a month. That is up 14.7% from $1,360 in FY 2026. Gaysville is in the Windsor County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,558. Among 44 ZIP codes in Windsor County, 05746 is tied for the 28th-highest two-bedroom rent (county range $1,300–$1,900).
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 05746
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,160
$1,320
+13.8%
$1,188–$1,452
1BR
$1,170
$1,330
+13.7%
$1,197–$1,463
2BR
$1,360
$1,560
+14.7%
$1,404–$1,716
3BR
$1,780
$2,040
+14.6%
$1,836–$2,244
4BR
$1,840
$2,130
+15.8%
$1,917–$2,343
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 05746
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,320
$1,330
$1,560
$2,040
$2,130
FY 2026
$1,160
$1,170
$1,360
$1,780
$1,840
FY 2025
$1,120
$1,130
$1,300
$1,690
$1,740
FY 2024area FMR
$1,039
$1,136
$1,300
$1,725
$1,731
FY 2023area FMR
$841
$982
$1,129
$1,536
$1,542
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Windsor County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 05746?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,558, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,402 to $1,714 a month; under the ZIP-level Small Area FMR of $1,560 it would be $1,404 to $1,716. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 05746 in?
ZIP 05746 is in the Windsor County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,558.
How much did fair market rent change in ZIP 05746 for FY 2027?
The two-bedroom FMR rose 14.7%, from $1,360 in FY 2026 to $1,560 in FY 2027. Since FY 2025 it has risen 20.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set