FMR is below market; voucher rent may lag private rents.
0.83
1 BR
1 BR
0.88ratio
FMR$1,600
Market$1,820
vs market-$220
FMR is below market; voucher rent may lag private rents.
0.88
2 BR
2 BR
0.75ratio
FMR$1,850
Market$2,480
vs market-$630
FMR is below market; voucher rent may lag private rents.
0.75
3 BR
3 BR
0.85ratio
FMR$2,260
Market$2,650
vs market-$390
FMR is below market; voucher rent may lag private rents.
0.85
4 BR
4 BR
0.90ratio
FMR$2,440
Market$2,710
vs market-$270
FMR is near market; voucher and private rents are aligned.
0.90
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
ZIP 12530 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 12530 (Hollowville, NY) is $1,850 a month. That is up 3.4% from $1,790 in FY 2026. Hollowville is in the Columbia County, NY non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,503. Among 41 ZIP codes in Columbia County, 12530 has the 6th-highest two-bedroom rent (county range $1,300–$2,250). The median county two-bedroom FMR in New York is $1,385, so ZIP 12530 is 34% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 12530
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,560
$1,560
0.0%
$1,404–$1,716
1BR
$1,580
$1,600
+1.3%
$1,440–$1,760
2BR
$1,790
$1,850
+3.4%
$1,665–$2,035
3BR
$2,160
$2,260
+4.6%
$2,034–$2,486
4BR
$2,380
$2,440
+2.5%
$2,196–$2,684
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 12530
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,560
$1,600
$1,850
$2,260
$2,440
FY 2026
$1,560
$1,580
$1,790
$2,160
$2,380
FY 2025
$1,490
$1,500
$1,720
$2,060
$2,280
FY 2024area FMR
$1,032
$1,042
$1,190
$1,439
$1,585
FY 2023area FMR
$913
$952
$1,107
$1,392
$1,487
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Columbia County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 12530?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,503, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,353 to $1,653 a month; under the ZIP-level Small Area FMR of $1,850 it would be $1,665 to $2,035. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 12530 in?
ZIP 12530 is in the Columbia County, NY non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,503.
How much did fair market rent change in ZIP 12530 for FY 2027?
The two-bedroom FMR rose 3.4%, from $1,790 in FY 2026 to $1,850 in FY 2027. Since FY 2025 it has risen 7.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set