FMR is below market; voucher rent may lag private rents.
0.72
1 BR
1 BR
0.74ratio
FMR$980
Market$1,330
vs market-$350
FMR is below market; voucher rent may lag private rents.
0.74
2 BR
2 BR
0.73ratio
FMR$1,250
Market$1,720
vs market-$470
FMR is below market; voucher rent may lag private rents.
0.73
3 BR
3 BR
0.81ratio
FMR$1,490
Market$1,850
vs market-$360
FMR is below market; voucher rent may lag private rents.
0.81
4 BR
4 BR
0.82ratio
FMR$1,690
Market$2,060
vs market-$370
FMR is below market; voucher rent may lag private rents.
0.82
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
ZIP 13441 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 13441 (Rome, NY) is $1,250 a month. That is up 7.8% from $1,160 in FY 2026. Rome is in the Utica-Rome, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,210. Among 63 ZIP codes in Oneida County, 13441 is tied for the 24th-highest two-bedroom rent (county range $1,060–$1,610). The median county two-bedroom FMR in New York is $1,385, so ZIP 13441 is 10% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 13441
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$890
$890
0.0%
$801–$979
1BR
$920
$980
+6.5%
$882–$1,078
2BR
$1,160
$1,250
+7.8%
$1,125–$1,375
3BR
$1,390
$1,490
+7.2%
$1,341–$1,639
4BR
$1,610
$1,690
+5.0%
$1,521–$1,859
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 13441
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$890
$980
$1,250
$1,490
$1,690
FY 2026
$890
$920
$1,160
$1,390
$1,610
FY 2025
$910
$910
$1,140
$1,370
$1,620
FY 2024
$780
$780
$980
$1,180
$1,390
FY 2023
$730
$740
$930
$1,130
$1,340
Two-bedroom rent in nearby Oneida County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 13441?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,210, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,089 to $1,331 a month; under the ZIP-level Small Area FMR of $1,250 it would be $1,125 to $1,375. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 13441 in?
ZIP 13441 is in the Utica-Rome, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,210.
How much did fair market rent change in ZIP 13441 for FY 2027?
The two-bedroom FMR rose 7.8%, from $1,160 in FY 2026 to $1,250 in FY 2027. Since FY 2023 it has risen 34.4%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set