15410

ZIPSAFMR

Fayette County, PA

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$840	$860	4.3%
1 BR	$890	$870	4.5%
2 BR	$1,080	$940	4.7%
3 BR	$1,380	$1,000	5.1%
4 BR	$1,500	$1,130	4.9%
5 BR	$1,725	Not available	4.9%
6 BR	$1,984	Not available	4.9%
7 BR	$2,281	Not available	4.9%
8 BR	$2,624	Not available	4.9%

Purchase Price Calculator

Maximum purchase price

$77,767

Cost breakdown

+Likely effective rent$940

HUD FMR$1,080

Market rentUsed$940

Est. payment standard (92%)$990

-Principal and interest-$393

Loan amount$62,214

Down payment$15,553

Rate6.50%

Term30 years

-Operating costs-$347

Property taxes-$78

Insurance-$175

Utilities$0

HOA$0

Management-$94

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$15,409(99.1% ROI)

Projected value

$83,747

Return breakdown

Property appreciation+$5,980

Loan principal paid down+$2,229

Rental cash flow+$7,200

5-year hold

+$26,194(168.4% ROI)

Projected value

$87,986

Return breakdown

Property appreciation+$10,219

Loan principal paid down+$3,975

Rental cash flow+$12,000

10-year hold

+$55,253(355.2% ROI)

Projected value

$99,548

Return breakdown

Property appreciation+$21,781

Loan principal paid down+$9,471

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.97ratio

FMR$840

Market$870

vs market-$30

FMR is near market; voucher and private rents are aligned.

0.97

1 BR

1.02ratio

FMR$890

Market$870

vs market+$20

FMR is near market; voucher and private rents are aligned.

1.02

2 BR

1.15ratio

FMR$1,080

Market$940

vs market+$140

FMR is above market; underwrite to market rent.

1.15

3 BR

1.38ratio

FMR$1,380

Market$1,000

vs market+$380

FMR is above market; underwrite to market rent.

1.38

4 BR

1.33ratio

FMR$1,500

Market$1,130

vs market+$370

FMR is above market; underwrite to market rent.

1.33

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 15410 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 15410 (Adah, PA) is $1,080 a month. That is up 5.9% from $1,020 in FY 2026. Adah is in the Pittsburgh, PA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 68 ZIP codes in Fayette County, 15410 is tied for the 40th-highest two-bedroom rent (county range $1,010–$1,730). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 15410 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 15410
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$790	$840	+6.3%	$756–$924
1BR	$850	$890	+4.7%	$801–$979
2BR	$1,020	$1,080	+5.9%	$972–$1,188
3BR	$1,300	$1,380	+6.2%	$1,242–$1,518
4BR	$1,400	$1,500	+7.1%	$1,350–$1,650

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 15410
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$840	$890	$1,080	$1,380	$1,500
FY 2026	$790	$850	$1,020	$1,300	$1,400
FY 2025	$800	$850	$1,020	$1,300	$1,400
FY 2024	$740	$780	$940	$1,190	$1,300
FY 2023	$700	$740	$890	$1,130	$1,240

Two-bedroom rent in nearby Fayette County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 15410
15401	$1,060	−1.9%
15410Current	$1,080	—
15413	$1,190	+10.2%
15415	$1,080	0.0%
15416	$1,060	−1.9%
15417	$1,010	−6.5%
15420	$1,280	+18.5%
15421	$1,080	0.0%
15422	$1,220	+13.0%
15424	$1,070	−0.9%
15425	$1,040	−3.7%
15428	$1,120	+3.7%

Questions about ZIP 15410 rents

How much will Section 8 pay for a two-bedroom in ZIP 15410?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,080, that basic range is $972 to $1,188 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 15410 in?

ZIP 15410 is in the Pittsburgh, PA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 15410 for FY 2027?

The two-bedroom FMR rose 5.9%, from $1,020 in FY 2026 to $1,080 in FY 2027. Since FY 2023 it has risen 21.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Adah, PA fair market rent PA statewide rents What is SAFMR?Data sources