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17077

ZIPSAFMR
Lebanon County, PA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$950$920
1 BR$1,030$1,060
2 BR$1,300$1,260
3 BR$1,680$1,390
4 BR$1,830$1,440
5 BR$2,105Not available
6 BR$2,420Not available
7 BR$2,783Not available
8 BR$3,201Not available

Purchase Price Calculator

Maximum purchase price
$125,319

Cost breakdown

+Likely effective rent$1,260
HUD FMR$1,300
Market rentUsed$1,260
Est. payment standard (98%)$1,270
-Principal and interest-$634
Loan amount$100,255
Down payment$25,064
Rate6.50%
Term30 years
-Operating costs-$426
Property taxes-$125
Insurance-$175
Utilities$0
HOA$0
Management-$126
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,428(81.5% ROI)
Projected value
$134,955
Return breakdown
Property appreciation+$9,636
Loan principal paid down+$3,592
Rental cash flow+$7,200
5-year hold
+$34,873(139.1% ROI)
Projected value
$141,787
Return breakdown
Property appreciation+$16,468
Loan principal paid down+$6,405
Rental cash flow+$12,000
10-year hold
+$74,363(296.7% ROI)
Projected value
$160,419
Return breakdown
Property appreciation+$35,100
Loan principal paid down+$15,263
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
0.96
2 BR
1.03
3 BR
1.21
4 BR
1.27
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 17077 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17077 (Ono, PA) is $1,300 a month. That is down 4.4% from $1,360 in FY 2026. Ono is in the Lebanon, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,353. Among 24 ZIP codes in Lebanon County, 17077 has the 21st-highest two-bedroom rent (county range $1,270–$2,030). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17077 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17077
BedroomsFY 2027Change90–110% range
Studio$950−5.0%$855–$1,045
1BR$1,030−3.7%$927–$1,133
2BR$1,300−4.4%$1,170–$1,430
3BR$1,680−2.3%$1,512–$1,848
4BR$1,830−2.7%$1,647–$2,013

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17077
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$1,030$1,300$1,680$1,830
FY 2026$1,000$1,070$1,360$1,720$1,880
FY 2025$870$950$1,210$1,540$1,630
FY 2024$820$870$1,120$1,410$1,490
FY 2023$750$790$1,030$1,300$1,380

Two-bedroom rent in nearby Lebanon County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17077
17041$1,610+23.8%
17042$1,370+5.4%
17046$1,290−0.8%
17064$1,630+25.4%
17067$1,420+9.2%
17073$1,640+26.2%
17077Current$1,300—
17078$1,540+18.5%
17083$1,350+3.8%
17085$1,350+3.8%
17087$1,420+9.2%
17088$1,370+5.4%

Questions about ZIP 17077 rents

How much will Section 8 pay for a two-bedroom in ZIP 17077?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,353, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,218 to $1,488 a month; under the ZIP-level Small Area FMR of $1,300 it would be $1,170 to $1,430. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17077 in?

ZIP 17077 is in the Lebanon, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,353.

How much did fair market rent change in ZIP 17077 for FY 2027?

The two-bedroom FMR fell 4.4%, from $1,360 in FY 2026 to $1,300 in FY 2027. Since FY 2023 it has risen 26.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set