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17128

ZIPFMR
Dauphin County, PA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,166$1,280
1 BR$1,285$1,410
2 BR$1,598$1,680
3 BR$2,055$2,060
4 BR$2,100$2,300
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$187,731

Cost breakdown

+Likely effective rent$1,680
HUD FMR$1,598
Market rent$1,720
Est. payment standard (105%)Used$1,680
-Principal and interest-$949
Loan amount$150,185
Down payment$37,546
Rate6.50%
Term30 years
-Operating costs-$531
Property taxes-$188
Insurance-$175
Utilities$0
HOA$0
Management-$168
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,015(72.0% ROI)
Projected value
$202,166
Return breakdown
Property appreciation+$14,435
Loan principal paid down+$5,381
Rental cash flow+$7,200
5-year hold
+$46,265(123.2% ROI)
Projected value
$212,400
Return breakdown
Property appreciation+$24,669
Loan principal paid down+$9,595
Rental cash flow+$12,000
10-year hold
+$99,444(264.9% ROI)
Projected value
$240,311
Return breakdown
Property appreciation+$52,581
Loan principal paid down+$22,864
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.69
1 BR
0.83
2 BR
0.93
3 BR
1.00
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 17128 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 17128 (Harrisburg, PA) is $1,598 a month. That is up 7.0% from $1,493 in FY 2026. Harrisburg is in the Harrisburg-Carlisle, PA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17128 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17128
BedroomsFY 2027Change90–110% range
Studio$1,166+10.2%$1,049–$1,283
1BR$1,285+6.0%$1,157–$1,414
2BR$1,598+7.0%$1,438–$1,758
3BR$2,055+7.0%$1,850–$2,261
4BR$2,100+6.2%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17128
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,166$1,285$1,598$2,055$2,100
FY 2026$1,058$1,212$1,493$1,920$1,977
FY 2025SAFMR$950$1,110$1,370$1,760$1,820
FY 2024SAFMR$870$1,020$1,270$1,630$1,690
FY 2023SAFMR$840$970$1,220$1,560$1,640

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 17128 rents

How much will Section 8 pay for a two-bedroom in ZIP 17128?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,598, that basic range is $1,438 to $1,758 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17128 in?

ZIP 17128 is in the Harrisburg-Carlisle, PA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 17128 for FY 2027?

The two-bedroom FMR rose 7.0%, from $1,493 in FY 2026 to $1,598 in FY 2027.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set