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Franklin County/Zullinger/17272

17272

ZIPFMR
Franklin County, PA
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$923$1,020
1 BR$1,071$1,030
2 BR$1,325$1,230
3 BR$1,770$1,660
4 BR$1,900$1,870
5 BR$2,185Not available
6 BR$2,513Not available
7 BR$2,890Not available
8 BR$3,323Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,325
Market rentUsed$1,230
Est. payment standard (95%)$1,260
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
1.04
2 BR
1.08
3 BR
1.07
4 BR
1.02
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 17272 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 17272 (Zullinger, PA) is $1,325 a month. That is down 3.9% from $1,379 in FY 2026. Zullinger is in the Chambersburg, PA MSA. The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17272 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17272
BedroomsFY 2027Change90–110% range
Studio$923−9.0%$831–$1,015
1BR$1,071−4.3%$964–$1,178
2BR$1,325−3.9%$1,193–$1,458
3BR$1,770−3.0%$1,593–$1,947
4BR$1,900−4.6%$1,710–$2,090

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17272
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$923$1,071$1,325$1,770$1,900
FY 2026$1,014$1,119$1,379$1,825$1,991
FY 2025SAFMR$940$980$1,190$1,590$1,800
FY 2024SAFMR$910$920$1,150$1,530$1,720
FY 2023SAFMR$820$820$1,050$1,420$1,540

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 17272 rents

How much will Section 8 pay for a two-bedroom in ZIP 17272?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,325, that basic range is $1,193 to $1,458 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17272 in?

ZIP 17272 is in the Chambersburg, PA MSA. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 17272 for FY 2027?

The two-bedroom FMR fell 3.9%, from $1,379 in FY 2026 to $1,325 in FY 2027.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentZullinger, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources