FMR is near market; voucher and private rents are aligned.
0.91
1 BR
1 BR
1.03ratio
FMR$900
Market$870
vs market+$30
FMR is near market; voucher and private rents are aligned.
1.03
2 BR
2 BR
1.06ratio
FMR$1,010
Market$950
vs market+$60
FMR is near market; voucher and private rents are aligned.
1.06
3 BR
3 BR
1.30ratio
FMR$1,330
Market$1,020
vs market+$310
FMR is above market; underwrite to market rent.
1.30
4 BR
4 BR
1.30ratio
FMR$1,420
Market$1,090
vs market+$330
FMR is above market; underwrite to market rent.
1.30
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
ZIP 17840 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17840 (Locust Gap, PA) is $1,010 a month. That is up 4.1% from $970 in FY 2026. Locust Gap is in the Northumberland County, PA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,014. Among 29 ZIP codes in Northumberland County, 17840 is tied for the 20th-highest two-bedroom rent (county range $1,010–$1,460). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17840 is 11% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 17840
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$670
$730
+9.0%
$657–$803
1BR
$840
$900
+7.1%
$810–$990
2BR
$970
$1,010
+4.1%
$909–$1,111
3BR
$1,240
$1,330
+7.3%
$1,197–$1,463
4BR
$1,290
$1,420
+10.1%
$1,278–$1,562
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 17840
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$730
$900
$1,010
$1,330
$1,420
FY 2026
$670
$840
$970
$1,240
$1,290
FY 2025
$620
$770
$910
$1,140
$1,200
FY 2024area FMR
$608
$688
$845
$1,034
$1,125
FY 2023area FMR
$579
$641
$821
$999
$1,103
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Northumberland County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 17840?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 17840 in?
ZIP 17840 is in the Northumberland County, PA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,014.
How much did fair market rent change in ZIP 17840 for FY 2027?
The two-bedroom FMR rose 4.1%, from $970 in FY 2026 to $1,010 in FY 2027. Since FY 2025 it has risen 11.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set