Kent County/Camden Wyoming/19934

19934

ZIPSAFMR

Kent County, DE

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ZIP Investment Score

89Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,480	$1,620	6.9%
1 BR	$1,490	$1,520	6.9%
2 BR	$1,870	$1,880	7.9%
3 BR	$2,580	$2,180	7.1%
4 BR	$2,970	$2,620	8.3%
5 BR	$3,415	Not available	8.3%
6 BR	$3,928	Not available	8.3%
7 BR	$4,517	Not available	8.3%
8 BR	$5,195	Not available	8.3%

Purchase Price Calculator

Maximum purchase price

$217,451

Cost breakdown

+Likely effective rent$1,880

HUD FMR$1,870

Market rent$1,890

Est. payment standard (101%)Used$1,880

-Principal and interest-$1,100

Loan amount$173,961

Down payment$43,490

Rate6.50%

Term30 years

-Operating costs-$580

Property taxes-$217

Insurance-$175

Utilities$0

HOA$0

Management-$188

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$30,153(69.3% ROI)

Projected value

$234,171

Return breakdown

Property appreciation+$16,720

Loan principal paid down+$6,233

Rental cash flow+$7,200

5-year hold

+$51,689(118.9% ROI)

Projected value

$246,026

Return breakdown

Property appreciation+$28,575

Loan principal paid down+$11,114

Rental cash flow+$12,000

10-year hold

+$111,388(256.1% ROI)

Projected value

$278,355

Return breakdown

Property appreciation+$60,905

Loan principal paid down+$26,484

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.87ratio

FMR$1,480

Market$1,700

vs market-$220

FMR is below market; voucher rent may lag private rents.

0.87

1 BR

0.97ratio

FMR$1,490

Market$1,540

vs market-$50

FMR is near market; voucher and private rents are aligned.

0.97

2 BR

0.99ratio

FMR$1,870

Market$1,890

vs market-$20

FMR is near market; voucher and private rents are aligned.

0.99

3 BR

1.18ratio

FMR$2,580

Market$2,180

vs market+$400

FMR is above market; underwrite to market rent.

1.18

4 BR

1.13ratio

FMR$2,970

Market$2,620

vs market+$350

FMR is above market; underwrite to market rent.

1.13

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 19934 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19934 (Camden Wyoming, DE) is $1,870 a month. That is up 15.4% from $1,620 in FY 2026. Camden Wyoming is in the Dover, DE MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,629. Among 21 ZIP codes in Kent County, 19934 has the 4th-highest two-bedroom rent (county range $1,370–$2,000). The median county two-bedroom FMR in Delaware is $1,629, so ZIP 19934 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19934
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,280	$1,480	+15.6%	$1,332–$1,628
1BR	$1,280	$1,490	+16.4%	$1,341–$1,639
2BR	$1,620	$1,870	+15.4%	$1,683–$2,057
3BR	$2,250	$2,580	+14.7%	$2,322–$2,838
4BR	$2,520	$2,970	+17.9%	$2,673–$3,267

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19934
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,480	$1,490	$1,870	$2,580	$2,970
FY 2026	$1,280	$1,280	$1,620	$2,250	$2,520
FY 2025	$1,280	$1,290	$1,630	$2,270	$2,490
FY 2024	$1,210	$1,220	$1,490	$2,100	$2,340
FY 2023	$1,100	$1,110	$1,330	$1,890	$2,130

Two-bedroom rent in nearby Kent County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 19934
19934Current	$1,870	—
19936	$1,370	−26.7%
19938	$2,000	+7.0%
19943	$1,530	−18.2%
19946	$1,470	−21.4%
19950	$1,580	−15.5%
19952	$1,520	−18.7%
19953	$1,480	−20.9%
19954	$1,520	−18.7%
19955	$2,000	+7.0%
19961	$1,630	−12.8%
19962	$1,560	−16.6%

Questions about ZIP 19934 rents

How much will Section 8 pay for a two-bedroom in ZIP 19934?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,629, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,466 to $1,792 a month; under the ZIP-level Small Area FMR of $1,870 it would be $1,683 to $2,057. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19934 in?

ZIP 19934 is in the Dover, DE MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,629.

How much did fair market rent change in ZIP 19934 for FY 2027?

The two-bedroom FMR rose 15.4%, from $1,620 in FY 2026 to $1,870 in FY 2027. Since FY 2023 it has risen 40.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Camden Wyoming, DE fair market rent DE statewide rents What is SAFMR?Data sources