20755
ZIPSAFMR
Anne Arundel County, MD
BRFMR
Eff. Rent
0 BR$1,860$1,840
1 BR$2,060$1,940
2 BR$2,530$2,400
3 BR$3,210$2,770
4 BR$3,560$3,160
5 BR$4,094
6 BR$4,708
7 BR$5,414
8 BR$6,226

Purchase Price Calculator

Maximum purchase price
$294,723

Cost breakdown

+Likely effective rent$2,400
HUD FMR$2,530
Market rentUsed$2,400
Est. payment standard (97%)$2,450
Market rent is below the inferred standard ($2,450, 97% of FMR).
-Principal and interest-$1,490
Loan amount$235,778
Down payment$58,945
Rate6.50%
Term30 years
-Operating costs-$710
Property taxes-$295
Insurance-$175
Utilities$0
HOA$0
Management-$240
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,309(65.0% ROI)
Projected value
$317,384
Current value$294,723
Return breakdown
Property appreciation+$22,661
Loan principal paid down+$8,447
Rental cash flow+$7,200
5-year hold
+$65,793(111.6% ROI)
Projected value
$333,451
Current value$294,723
Return breakdown
Property appreciation+$38,729
Loan principal paid down+$15,064
Rental cash flow+$12,000
10-year hold
+$142,442(241.7% ROI)
Projected value
$377,270
Current value$294,723
Return breakdown
Property appreciation+$82,547
Loan principal paid down+$35,895
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.01ratio
FMR$1,860
Market$1,840
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,674 / 0.91 ratio110% standard$2,046 / 1.11 ratio
1.01
1 BR
1 BR
1.06ratio
FMR$2,060
Market$1,940
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,854 / 0.96 ratio110% standard$2,266 / 1.17 ratio
1.06
2 BR
2 BR
1.05ratio
FMR$2,530
Market$2,400
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,277 / 0.95 ratio110% standard$2,783 / 1.16 ratio
1.05
3 BR
3 BR
1.16ratio
FMR$3,210
Market$2,770
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$2,889 / 1.04 ratio110% standard$3,531 / 1.27 ratio
1.16
4 BR
4 BR
1.13ratio
FMR$3,560
Market$3,160
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$3,204 / 1.01 ratio110% standard$3,916 / 1.24 ratio
1.13
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20755 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

20755 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 20755 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,530 and the 4 bedroom fair market rent is $3,560.

Use this page for searches like 20755 FMR, 20755 fair market rent, and 20755 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 20755
Bedroom sizeHUD FMR
Studio$1,860
1 bedroom$2,060
2 bedroom$2,530
3 bedroom$3,210
4 bedroom$3,560