Skip to main content
Loading page
Anne Arundel County/Tracys Landing/20779

20779

ZIPSAFMR
Anne Arundel County, MD
Zillow

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$1,700$1,750
1 BR$1,750$1,830
2 BR$2,200$2,400
3 BR$2,920$2,800
4 BR$3,280$3,360
5 BR$3,772Not available
6 BR$4,338Not available
7 BR$4,988Not available
8 BR$5,737Not available

Purchase Price Calculator

Maximum purchase price
$294,723

Cost breakdown

+Likely effective rent$2,400
HUD FMR$2,200
Market rent$2,500
Est. payment standard (109%)Used$2,400
-Principal and interest-$1,490
Loan amount$235,778
Down payment$58,945
Rate6.50%
Term30 years
-Operating costs-$710
Property taxes-$295
Insurance-$175
Utilities$0
HOA$0
Management-$240
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,309(65.0% ROI)
Projected value
$317,384
Return breakdown
Property appreciation+$22,661
Loan principal paid down+$8,447
Rental cash flow+$7,200
5-year hold
+$65,793(111.6% ROI)
Projected value
$333,451
Return breakdown
Property appreciation+$38,729
Loan principal paid down+$15,064
Rental cash flow+$12,000
10-year hold
+$142,442(241.7% ROI)
Projected value
$377,270
Return breakdown
Property appreciation+$82,547
Loan principal paid down+$35,895
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.96
1 BR
0.93
2 BR
0.88
3 BR
1.04
4 BR
0.96
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20779 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20779 (Tracys Landing, MD) is $2,200 a month. That is up 7.3% from $2,050 in FY 2026. Tracys Landing is in the Baltimore-Columbia-Towson, MD MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,006. Among 46 ZIP codes in Anne Arundel County, 20779 has the 39th-highest two-bedroom rent (county range $1,680–$3,010). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 20779 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20779
BedroomsFY 2027Change90–110% range
Studio$1,700+3.7%$1,530–$1,870
1BR$1,750+0.6%$1,575–$1,925
2BR$2,200+7.3%$1,980–$2,420
3BR$2,920+10.6%$2,628–$3,212
4BR$3,280+7.9%$2,952–$3,608

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20779
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,700$1,750$2,200$2,920$3,280
FY 2026$1,640$1,740$2,050$2,640$3,040
FY 2025$1,820$1,930$2,230$2,820$3,270
FY 2024$1,600$1,760$2,110$2,700$3,100
FY 2023$1,300$1,450$1,740$2,230$2,580

Two-bedroom rent in nearby Anne Arundel County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20779
20733$2,520+14.5%
20736$1,750−20.5%
20751$2,520+14.5%
20754$2,620+19.1%
20755$2,780+26.4%
20758$1,990−9.5%
20764$2,870+30.5%
20765$2,520+14.5%
20776$2,570+16.8%
20778$2,520+14.5%
20779Current$2,200—
20794$2,520+14.5%

Questions about ZIP 20779 rents

How much will Section 8 pay for a two-bedroom in ZIP 20779?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,805 to $2,207 a month; under the ZIP-level Small Area FMR of $2,200 it would be $1,980 to $2,420. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20779 in?

ZIP 20779 is in the Baltimore-Columbia-Towson, MD MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,006.

How much did fair market rent change in ZIP 20779 for FY 2027?

The two-bedroom FMR rose 7.3%, from $2,050 in FY 2026 to $2,200 in FY 2027. Since FY 2023 it has risen 26.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTracys Landing, MD fair market rentMD statewide rentsWhat is SAFMR?Data sources