20912
ZIPSAFMR
Montgomery County, MD
BRFMR
Eff. Rent
0 BR$1,650$1,450
1 BR$1,700$1,590
2 BR$1,900$1,900
3 BR$2,400$2,400
4 BR$2,820$2,820
5 BR$3,243
6 BR$3,729
7 BR$4,289
8 BR$4,932

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.14ratio
FMR$1,650
Market$1,450
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
1 BR
1 BR
1.07ratio
FMR$1,700
Market$1,590
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
2 BR
2 BR
0.81ratio
FMR$1,900
Market$2,350
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
3 BR
3 BR
0.72ratio
FMR$2,400
Market$3,350
vs market-$950

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
4 BR
4 BR
0.73ratio
FMR$2,820
Market$3,880
vs market-$1,060

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.73
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$220,423
Rent
$1,900
Down payment
$44,085
Loan
$176,338
Mortgage
$1,115
Expenses
$585
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20912 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.