21001
ZIPSAFMR
Harford County, MD
BRFMR
Eff. Rent
0 BR$1,270$1,270
1 BR$1,450$1,450
2 BR$1,770$1,770
3 BR$2,280$2,280
4 BR$2,550$2,550
5 BR$2,933
6 BR$3,372
7 BR$3,878
8 BR$4,460

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.92ratio
FMR$1,270
Market$1,380
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
1 BR
1 BR
0.91ratio
FMR$1,450
Market$1,600
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.91
2 BR
2 BR
0.96ratio
FMR$1,770
Market$1,850
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
3 BR
3 BR
1.00ratio
FMR$2,280
Market$2,290
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
4 BR
4 BR
0.89ratio
FMR$2,550
Market$2,850
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$201,105
Rent
$1,770
Down payment
$40,221
Loan
$160,884
Mortgage
$1,017
Expenses
$553
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21001 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.