FMR is near market; voucher and private rents are aligned.
1.08
1 BR
1 BR
1.14ratio
FMR$1,580
Market$1,380
vs market+$200
FMR is above market; underwrite to market rent.
1.14
2 BR
2 BR
1.21ratio
FMR$1,950
Market$1,610
vs market+$340
FMR is above market; underwrite to market rent.
1.21
3 BR
3 BR
1.45ratio
FMR$2,440
Market$1,680
vs market+$760
FMR is above market; underwrite to market rent.
1.45
4 BR
4 BR
1.46ratio
FMR$2,710
Market$1,850
vs market+$860
FMR is above market; underwrite to market rent.
1.46
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 21105 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 21105 (Maryland Line, MD) is $1,950 a month. That is up 8.3% from $1,800 in FY 2026. Maryland Line is in the Baltimore-Columbia-Towson, MD MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,006. Among 65 ZIP codes in Baltimore County, 21105 is tied for the 28th-highest two-bedroom rent (county range $1,680–$2,480). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 21105 is 4% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 21105
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,320
$1,480
+12.1%
$1,332–$1,628
1BR
$1,460
$1,580
+8.2%
$1,422–$1,738
2BR
$1,800
$1,950
+8.3%
$1,755–$2,145
3BR
$2,290
$2,440
+6.6%
$2,196–$2,684
4BR
$2,550
$2,710
+6.3%
$2,439–$2,981
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 21105
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,480
$1,580
$1,950
$2,440
$2,710
FY 2026
$1,320
$1,460
$1,800
$2,290
$2,550
FY 2025
$1,370
$1,560
$1,910
$2,460
$2,750
FY 2024
$1,340
$1,540
$1,890
$2,450
$2,770
FY 2023
$1,060
$1,220
$1,510
$1,960
$2,240
Two-bedroom rent in nearby Baltimore County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 21105?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,805 to $2,207 a month; under the ZIP-level Small Area FMR of $1,950 it would be $1,755 to $2,145. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 21105 in?
ZIP 21105 is in the Baltimore-Columbia-Towson, MD MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,006.
How much did fair market rent change in ZIP 21105 for FY 2027?
The two-bedroom FMR rose 8.3%, from $1,800 in FY 2026 to $1,950 in FY 2027. Since FY 2023 it has risen 29.1%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set