21231
ZIPSAFMR
Baltimore County, MD
BRFMR
Eff. Rent
0 BR$1,610$1,240
1 BR$1,790$1,480
2 BR$2,200$2,040
3 BR$2,790$2,460
4 BR$3,090$2,740
5 BR$3,553
6 BR$4,087
7 BR$4,700
8 BR$5,404

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.30ratio
FMR$1,610
Market$1,240
vs market+$370

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.30
1 BR
1 BR
1.21ratio
FMR$1,790
Market$1,480
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
2 BR
2 BR
1.08ratio
FMR$2,200
Market$2,040
vs market+$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
3 BR
3 BR
1.13ratio
FMR$2,790
Market$2,460
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
4 BR
4 BR
1.13ratio
FMR$3,090
Market$2,740
vs market+$350

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$265,003
Rent
$2,200
Down payment
$53,001
Loan
$212,002
Mortgage
$1,340
Expenses
$660
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21231 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.