23001
ZIPSAFMR
Gloucester County, VA
BRFMR
Eff. Rent
0 BR$1,220$1,050
1 BR$1,240$1,110
2 BR$1,400$1,400
3 BR$1,940$1,630
4 BR$2,290$1,900
5 BR$2,634
6 BR$3,029
7 BR$3,483
8 BR$4,005

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.16ratio
FMR$1,220
Market$1,050
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
1 BR
1 BR
1.12ratio
FMR$1,240
Market$1,110
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
2 BR
2 BR
0.94ratio
FMR$1,400
Market$1,490
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
3 BR
3 BR
1.19ratio
FMR$1,940
Market$1,630
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
4 BR
4 BR
1.21ratio
FMR$2,290
Market$1,900
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$146,123
Rent
$1,400
Down payment
$29,225
Loan
$116,898
Mortgage
$739
Expenses
$461
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 23001 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.