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Harnett County/Kipling/27543

27543

ZIPFMR
Harnett County, NC
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$891$980
1 BR$896$990
2 BR$1,051$1,160
3 BR$1,455$1,600
4 BR$1,757$1,930
5 BR$2,021Not available
6 BR$2,324Not available
7 BR$2,672Not available
8 BR$3,073Not available

Purchase Price Calculator

Maximum purchase price
$110,459

Cost breakdown

+Likely effective rent$1,160
HUD FMR$1,051
Market rent$1,460
Est. payment standard (110%)Used$1,160
-Principal and interest-$559
Loan amount$88,367
Down payment$22,092
Rate6.50%
Term30 years
-Operating costs-$401
Property taxes-$110
Insurance-$175
Utilities$0
HOA$0
Management-$116
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,859(85.4% ROI)
Projected value
$118,952
Return breakdown
Property appreciation+$8,493
Loan principal paid down+$3,166
Rental cash flow+$7,200
5-year hold
+$32,161(145.6% ROI)
Projected value
$124,974
Return breakdown
Property appreciation+$14,515
Loan principal paid down+$5,646
Rental cash flow+$12,000
10-year hold
+$68,391(309.6% ROI)
Projected value
$141,397
Return breakdown
Property appreciation+$30,938
Loan principal paid down+$13,453
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.76
1 BR
0.72
2 BR
0.72
3 BR
0.85
4 BR
0.81
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 27543 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 27543 (Kipling, NC) is $1,051 a month. That is up 7.2% from $980 in FY 2026. Kipling is in the Harnett County, NC non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 27543 is 8% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 27543
BedroomsFY 2027Change90–110% range
Studio$891+10.7%$802–$980
1BR$896+10.6%$806–$986
2BR$1,051+7.2%$946–$1,156
3BR$1,455+6.7%$1,310–$1,601
4BR$1,757+6.9%$1,581–$1,933

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 27543
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$891$896$1,051$1,455$1,757
FY 2026$805$810$980$1,363$1,644
FY 2025$791$796$1,044$1,463$1,753
FY 2024$851$857$1,126$1,587$1,911
FY 2023$712$716$943$1,340$1,606

Questions about ZIP 27543 rents

How much will Section 8 pay for a two-bedroom in ZIP 27543?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,051, that basic range is $946 to $1,156 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 27543 in?

ZIP 27543 is in the Harnett County, NC non-metropolitan FMR area.

How much did fair market rent change in ZIP 27543 for FY 2027?

The two-bedroom FMR rose 7.2%, from $980 in FY 2026 to $1,051 in FY 2027. Since FY 2023 it has risen 11.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKipling, NC fair market rentNC statewide rentsWhat is SAFMR?Data sources