FMR is near market; voucher and private rents are aligned.
0.97
1 BR
1 BR
1.16ratio
FMR$1,240
Market$1,070
vs market+$170
FMR is above market; underwrite to market rent.
1.16
2 BR
2 BR
1.23ratio
FMR$1,530
Market$1,240
vs market+$290
FMR is above market; underwrite to market rent.
1.23
3 BR
3 BR
1.33ratio
FMR$2,120
Market$1,590
vs market+$530
FMR is above market; underwrite to market rent.
1.33
4 BR
4 BR
1.47ratio
FMR$2,560
Market$1,740
vs market+$820
FMR is above market; underwrite to market rent.
1.47
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 28543 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 28543 (Tarawa Terrace, NC) is $1,530 a month. That is up 10.9% from $1,380 in FY 2026. Tarawa Terrace is in the Jacksonville, NC MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,319. Among 19 ZIP codes in Onslow County, 28543 has the 6th-highest two-bedroom rent (county range $1,060–$1,870). The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 28543 is 34% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 28543
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,090
$1,240
+13.8%
$1,116–$1,364
1BR
$1,100
$1,240
+12.7%
$1,116–$1,364
2BR
$1,380
$1,530
+10.9%
$1,377–$1,683
3BR
$1,920
$2,120
+10.4%
$1,908–$2,332
4BR
$2,320
$2,560
+10.3%
$2,304–$2,816
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 28543
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,240
$1,240
$1,530
$2,120
$2,560
FY 2026
$1,090
$1,100
$1,380
$1,920
$2,320
FY 2025
$1,050
$1,100
$1,360
$1,920
$2,310
FY 2024
$1,070
$1,220
$1,510
$2,130
$2,560
FY 2023
$810
$970
$1,150
$1,630
$1,960
Two-bedroom rent in nearby Onslow County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 28543?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,319, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,187 to $1,451 a month; under the ZIP-level Small Area FMR of $1,530 it would be $1,377 to $1,683. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 28543 in?
ZIP 28543 is in the Jacksonville, NC MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,319.
How much did fair market rent change in ZIP 28543 for FY 2027?
The two-bedroom FMR rose 10.9%, from $1,380 in FY 2026 to $1,530 in FY 2027. Since FY 2023 it has risen 33.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set