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Chester County/Edgemoor/29712

29712

ZIPSAFMR
Chester County, SC
Zillow

ZIP Investment Score

103Above average

095130300
BRFMR
Eff. Rent
0 BR$1,210$1,210
1 BR$1,230$1,230
2 BR$1,480$1,480
3 BR$1,940$1,940
4 BR$2,210$2,210
5 BR$2,542Not available
6 BR$2,923Not available
7 BR$3,361Not available
8 BR$3,865Not available

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMRUsed$1,480
Market rentN/A
Est. payment standardN/A
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 29712 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 29712 (Edgemoor, SC) is $1,480 a month. That is up 11.3% from $1,330 in FY 2026. Edgemoor is in the Chester County, SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 11 ZIP codes in Chester County, 29712 has the 3rd-highest two-bedroom rent (county range $1,020–$1,560). The median county two-bedroom FMR in South Carolina is $1,098, so ZIP 29712 is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29712
BedroomsFY 2027Change90–110% range
Studio$1,210+11.0%$1,089–$1,331
1BR$1,230+9.8%$1,107–$1,353
2BR$1,480+11.3%$1,332–$1,628
3BR$1,940+12.1%$1,746–$2,134
4BR$2,210+10.0%$1,989–$2,431

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29712
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,210$1,230$1,480$1,940$2,210
FY 2026$1,090$1,120$1,330$1,730$2,010
FY 2025$1,020$1,030$1,270$1,760$1,960
FY 2024$1,000$1,010$1,230$1,710$1,950
FY 2023$900$910$1,100$1,540$1,760

Two-bedroom rent in nearby Chester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 29712
29014$1,150−22.3%
29031$1,180−20.3%
29055$1,150−22.3%
29704$1,370−7.4%
29706$1,020−31.1%
29712Current$1,480—
29714$1,560+5.4%
29724$1,100−25.7%
29729$1,410−4.7%
29730$1,540+4.1%
29742$1,350−8.8%

Questions about ZIP 29712 rents

How much will Section 8 pay for a two-bedroom in ZIP 29712?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,480, that basic range is $1,332 to $1,628 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29712 in?

ZIP 29712 is in the Chester County, SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 29712 for FY 2027?

The two-bedroom FMR rose 11.3%, from $1,330 in FY 2026 to $1,480 in FY 2027. Since FY 2023 it has risen 34.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEdgemoor, SC fair market rentSC statewide rentsWhat is SAFMR?Data sources