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29915

ZIPSAFMR
Beaufort County, SC
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,850$1,850
1 BR$1,930$1,930
2 BR$2,100$2,100
3 BR$2,500$2,500
4 BR$2,930$2,930
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$250,143

Cost breakdown

+Likely effective rent$2,100
HUD FMRUsed$2,100
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,265
Loan amount$200,114
Down payment$50,029
Rate6.50%
Term30 years
-Operating costs-$635
Property taxes-$250
Insurance-$175
Utilities$0
HOA$0
Management-$210
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,603(67.2% ROI)
Projected value
$269,376
Return breakdown
Property appreciation+$19,234
Loan principal paid down+$7,170
Rental cash flow+$7,200
5-year hold
+$57,656(115.2% ROI)
Projected value
$283,013
Return breakdown
Property appreciation+$32,871
Loan principal paid down+$12,785
Rental cash flow+$12,000
10-year hold
+$124,526(248.9% ROI)
Projected value
$320,204
Return breakdown
Property appreciation+$70,061
Loan principal paid down+$30,465
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 29915 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 29915 (Daufuskie Island, SC) is $2,100 a month. That is up 6.6% from $1,970 in FY 2026. Daufuskie Island is in the Beaufort County, SC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,010. Among 20 ZIP codes in Beaufort County, 29915 has the 4th-highest two-bedroom rent (county range $1,640–$2,760). The median county two-bedroom FMR in South Carolina is $1,098, so ZIP 29915 is 91% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29915
BedroomsFY 2027Change90–110% range
Studio$1,850+7.6%$1,665–$2,035
1BR$1,930+7.8%$1,737–$2,123
2BR$2,100+6.6%$1,890–$2,310
3BR$2,500+5.9%$2,250–$2,750
4BR$2,9300.0%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29915
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,850$1,930$2,100$2,500$2,930
FY 2026$1,720$1,790$1,970$2,360$2,930
FY 2025$1,610$1,670$1,860$2,330$2,850
FY 2024$1,480$1,520$1,700$2,200$2,720
FY 2023$1,270$1,310$1,480$1,910$2,430

Two-bedroom rent in nearby Beaufort County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 29915
29902$1,690−19.5%
29903$2,010−4.3%
29904$1,840−12.4%
29905$1,770−15.7%
29906$1,840−12.4%
29907$2,250+7.1%
29909$2,760+31.4%
29910$2,470+17.6%
29915Current$2,100—
29920$1,640−21.9%
29925$2,010−4.3%
29926$2,040−2.9%

Questions about ZIP 29915 rents

How much will Section 8 pay for a two-bedroom in ZIP 29915?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,010, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,809 to $2,211 a month; under the ZIP-level Small Area FMR of $2,100 it would be $1,890 to $2,310. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29915 in?

ZIP 29915 is in the Beaufort County, SC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,010.

How much did fair market rent change in ZIP 29915 for FY 2027?

The two-bedroom FMR rose 6.6%, from $1,970 in FY 2026 to $2,100 in FY 2027. Since FY 2023 it has risen 41.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set