30149

ZIPSAFMR

Floyd County, GA

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$850	$940	0.8%
1 BR	$990	$1,090	6.1%
2 BR	$1,220	$1,260	3.8%
3 BR	$1,600	$1,610	4.8%
4 BR	$1,600	$1,760	-0.8%
5 BR	$1,840	Not available	-0.8%
6 BR	$2,116	Not available	-0.8%
7 BR	$2,433	Not available	-0.8%
8 BR	$2,798	Not available	-0.8%

Purchase Price Calculator

Maximum purchase price

$125,319

Cost breakdown

+Likely effective rent$1,260

HUD FMR$1,220

Market rent$1,280

Est. payment standard (103%)Used$1,260

-Principal and interest-$634

Loan amount$100,255

Down payment$25,064

Rate6.50%

Term30 years

-Operating costs-$426

Property taxes-$125

Insurance-$175

Utilities$0

HOA$0

Management-$126

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$20,428(81.5% ROI)

Projected value

$134,955

Return breakdown

Property appreciation+$9,636

Loan principal paid down+$3,592

Rental cash flow+$7,200

5-year hold

+$34,873(139.1% ROI)

Projected value

$141,787

Return breakdown

Property appreciation+$16,468

Loan principal paid down+$6,405

Rental cash flow+$12,000

10-year hold

+$74,363(296.7% ROI)

Projected value

$160,419

Return breakdown

Property appreciation+$35,100

Loan principal paid down+$15,263

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.74ratio

FMR$850

Market$1,150

vs market-$300

FMR is below market; voucher rent may lag private rents.

0.74

1 BR

0.86ratio

FMR$990

Market$1,150

vs market-$160

FMR is below market; voucher rent may lag private rents.

0.86

2 BR

0.95ratio

FMR$1,220

Market$1,280

vs market-$60

FMR is near market; voucher and private rents are aligned.

0.95

3 BR

0.99ratio

FMR$1,600

Market$1,610

vs market-$10

FMR is near market; voucher and private rents are aligned.

0.99

4 BR

0.74ratio

FMR$1,600

Market$2,160

vs market-$560

FMR is below market; voucher rent may lag private rents.

0.74

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 30149 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30149 (Mount Berry, GA) is $1,220 a month. That is unchanged from FY 2026. Mount Berry is in the Rome, GA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,204. Among 18 ZIP codes in Floyd County, 30149 is tied for the 3rd-highest two-bedroom rent (county range $1,000–$1,310). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30149 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30149
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$840	$850	+1.2%	$765–$935
1BR	$940	$990	+5.3%	$891–$1,089
2BR	$1,220	$1,220	0.0%	$1,098–$1,342
3BR	$1,580	$1,600	+1.3%	$1,440–$1,760
4BR	$1,660	$1,600	−3.6%	$1,440–$1,760

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30149
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$850	$990	$1,220	$1,600	$1,600
FY 2026	$840	$940	$1,220	$1,580	$1,660
FY 2025	$840	$910	$1,200	$1,510	$1,750
FY 2024	$830	$830	$1,090	$1,390	$1,640
FY 2023	$740	$740	$980	$1,280	$1,530

Two-bedroom rent in nearby Floyd County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 30149
30124	$1,260	+3.3%
30125	$1,080	−11.5%
30129	$1,200	−1.6%
30145	$1,100	−9.8%
30147	$1,110	−9.0%
30149Current	$1,220	—
30161	$1,220	0.0%
30162	$1,200	−1.6%
30164	$1,200	−1.6%
30165	$1,220	0.0%
30172	$1,200	−1.6%
30173	$1,310	+7.4%

Questions about ZIP 30149 rents

How much will Section 8 pay for a two-bedroom in ZIP 30149?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,204, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,084 to $1,324 a month; under the ZIP-level Small Area FMR of $1,220 it would be $1,098 to $1,342. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30149 in?

ZIP 30149 is in the Rome, GA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,204.

How much did fair market rent change in ZIP 30149 for FY 2027?

The two-bedroom FMR was unchanged at $1,220 in FY 2027. Since FY 2023 it has risen 24.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Mount Berry, GA fair market rent GA statewide rents What is SAFMR?Data sources