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30145

ZIPSAFMR
Bartow County, GA

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$910$1,000
1 BR$970$1,070
2 BR$1,100$1,210
3 BR$1,340$1,470
4 BR$1,520$1,670
5 BR$1,748Not available
6 BR$2,010Not available
7 BR$2,312Not available
8 BR$2,658Not available

Purchase Price Calculator

Maximum purchase price
$117,889

Cost breakdown

+Likely effective rent$1,210
HUD FMR$1,100
Market rent$1,910
Est. payment standard (110%)Used$1,210
-Principal and interest-$596
Loan amount$94,311
Down payment$23,578
Rate6.50%
Term30 years
-Operating costs-$414
Property taxes-$118
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,644(83.3% ROI)
Projected value
$126,954
Return breakdown
Property appreciation+$9,065
Loan principal paid down+$3,379
Rental cash flow+$7,200
5-year hold
+$33,517(142.2% ROI)
Projected value
$133,381
Return breakdown
Property appreciation+$15,492
Loan principal paid down+$6,026
Rental cash flow+$12,000
10-year hold
+$71,377(302.7% ROI)
Projected value
$150,908
Return breakdown
Property appreciation+$33,019
Loan principal paid down+$14,358
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.48
1 BR
0.51
2 BR
0.58
3 BR
0.62
4 BR
0.63
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30145 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30145 (Kingston, GA) is $1,100 a month. That is down 3.5% from $1,140 in FY 2026. Kingston is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 15 ZIP codes in Bartow County, 30145 has the 13th-highest two-bedroom rent (county range $1,050–$1,880). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30145 is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30145
BedroomsFY 2027Change90–110% range
Studio$910−3.2%$819–$1,001
1BR$970−3.0%$873–$1,067
2BR$1,100−3.5%$990–$1,210
3BR$1,340−3.6%$1,206–$1,474
4BR$1,520−5.6%$1,368–$1,672

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30145
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$910$970$1,100$1,340$1,520
FY 2026$940$1,000$1,140$1,390$1,610
FY 2025$970$1,020$1,170$1,430$1,700
FY 2024$1,020$1,040$1,210$1,480$1,790
FY 2023$950$970$1,120$1,390$1,690

Two-bedroom rent in nearby Bartow County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30145
30104$1,070−2.7%
30120$1,320+20.0%
30121$1,370+24.5%
30123$1,330+20.9%
30137$1,440+30.9%
30139$1,180+7.3%
30145Current$1,100—
30161$1,220+10.9%
30171$1,490+35.5%
30178$1,240+12.7%
30183$1,420+29.1%
30184$1,050−4.5%

Questions about ZIP 30145 rents

How much will Section 8 pay for a two-bedroom in ZIP 30145?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,100, that basic range is $990 to $1,210 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30145 in?

ZIP 30145 is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30145 for FY 2027?

The two-bedroom FMR fell 3.5%, from $1,140 in FY 2026 to $1,100 in FY 2027. Since FY 2023 it has fallen 1.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set