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30212

ZIPSAFMR
Spalding County, GA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,060$1,060
1 BR$1,100$990
2 BR$1,200$1,110
3 BR$1,430$1,480
4 BR$1,700$1,830
5 BR$1,955Not available
6 BR$2,248Not available
7 BR$2,585Not available
8 BR$2,973Not available

Purchase Price Calculator

Maximum purchase price
$103,029

Cost breakdown

+Likely effective rent$1,110
HUD FMR$1,200
Market rentUsed$1,110
Est. payment standard (95%)$1,140
-Principal and interest-$521
Loan amount$82,423
Down payment$20,606
Rate6.50%
Term30 years
-Operating costs-$389
Property taxes-$103
Insurance-$175
Utilities$0
HOA$0
Management-$111
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,075(87.7% ROI)
Projected value
$110,951
Return breakdown
Property appreciation+$7,922
Loan principal paid down+$2,953
Rental cash flow+$7,200
5-year hold
+$30,805(149.5% ROI)
Projected value
$116,568
Return breakdown
Property appreciation+$13,539
Loan principal paid down+$5,266
Rental cash flow+$12,000
10-year hold
+$65,405(317.4% ROI)
Projected value
$131,886
Return breakdown
Property appreciation+$28,857
Loan principal paid down+$12,548
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.00
1 BR
1.11
2 BR
1.08
3 BR
0.95
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 30212 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30212 (Experiment, GA) is $1,200 a month. That is down 5.5% from $1,270 in FY 2026. Experiment is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 9 ZIP codes in Spalding County, 30212 is tied for the 6th-highest two-bedroom rent (county range $1,050–$1,730). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30212 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30212
BedroomsFY 2027Change90–110% range
Studio$1,060−4.5%$954–$1,166
1BR$1,100−5.2%$990–$1,210
2BR$1,200−5.5%$1,080–$1,320
3BR$1,430−5.9%$1,287–$1,573
4BR$1,700−6.6%$1,530–$1,870

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30212
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,100$1,200$1,430$1,700
FY 2026$1,110$1,160$1,270$1,520$1,820
FY 2025$1,150$1,190$1,320$1,590$1,910
FY 2024$1,170$1,200$1,350$1,630$1,980
FY 2023$1,010$1,040$1,170$1,420$1,740

Two-bedroom rent in nearby Spalding County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30212
30205$1,470+22.5%
30212Current$1,200—
30223$1,170−2.5%
30224$1,290+7.5%
30228$1,730+44.2%
30248$1,630+35.8%
30266$1,2000.0%
30284$1,430+19.2%
30292$1,050−12.5%

Questions about ZIP 30212 rents

How much will Section 8 pay for a two-bedroom in ZIP 30212?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,200, that basic range is $1,080 to $1,320 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30212 in?

ZIP 30212 is in the Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30212 for FY 2027?

The two-bedroom FMR fell 5.5%, from $1,270 in FY 2026 to $1,200 in FY 2027. Since FY 2023 it has risen 2.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set