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Rabun County/Dillard/30537

30537

ZIPSAFMR
Rabun County, GA
Zillow

ZIP Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,170
1 BR$1,160$1,280
2 BR$1,520$1,670
3 BR$2,100$2,220
4 BR$2,350$2,590
5 BR$2,703Not available
6 BR$3,108Not available
7 BR$3,574Not available
8 BR$4,110Not available

Purchase Price Calculator

Maximum purchase price
$186,245

Cost breakdown

+Likely effective rent$1,670
HUD FMR$1,520
Market rent$1,860
Est. payment standard (110%)Used$1,670
-Principal and interest-$942
Loan amount$148,996
Down payment$37,249
Rate6.50%
Term30 years
-Operating costs-$528
Property taxes-$186
Insurance-$175
Utilities$0
HOA$0
Management-$167
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,859(72.1% ROI)
Projected value
$200,565
Return breakdown
Property appreciation+$14,320
Loan principal paid down+$5,338
Rental cash flow+$7,200
5-year hold
+$45,993(123.5% ROI)
Projected value
$210,719
Return breakdown
Property appreciation+$24,474
Loan principal paid down+$9,519
Rental cash flow+$12,000
10-year hold
+$98,847(265.4% ROI)
Projected value
$238,409
Return breakdown
Property appreciation+$52,164
Loan principal paid down+$22,683
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.60
1 BR
0.63
2 BR
0.82
3 BR
0.92
4 BR
0.83
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30537 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30537 (Dillard, GA) is $1,520 a month. That is down 5.6% from $1,610 in FY 2026. Dillard is in the Rabun County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,127. Among 9 ZIP codes in Rabun County, 30537 has the highest two-bedroom rent (county range $1,020–$1,520). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30537 is 44% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30537
BedroomsFY 2027Change90–110% range
Studio$1,060−4.5%$954–$1,166
1BR$1,160−5.7%$1,044–$1,276
2BR$1,520−5.6%$1,368–$1,672
3BR$2,100−6.2%$1,890–$2,310
4BR$2,350−3.3%$2,115–$2,585

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30537
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,160$1,520$2,100$2,350
FY 2026$1,110$1,230$1,610$2,240$2,430
FY 2025$1,100$1,110$1,450$2,030$2,200
FY 2024area FMR$739$744$978$1,300$1,528
FY 2023area FMR$641$646$850$1,060$1,376

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Rabun County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30537
30523$1,060−30.3%
30525$1,020−32.9%
30537Current$1,520—
30552$1,230−19.1%
30562$1,050−30.9%
30568$1,030−32.2%
30573$1,160−23.7%
30576$1,430−5.9%
30581$1,320−13.2%

Questions about ZIP 30537 rents

How much will Section 8 pay for a two-bedroom in ZIP 30537?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,127, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,014 to $1,240 a month; under the ZIP-level Small Area FMR of $1,520 it would be $1,368 to $1,672. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30537 in?

ZIP 30537 is in the Rabun County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,127.

How much did fair market rent change in ZIP 30537 for FY 2027?

The two-bedroom FMR fell 5.6%, from $1,610 in FY 2026 to $1,520 in FY 2027. Since FY 2025 it has risen 4.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDillard, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources