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30683

ZIPSAFMR
Oglethorpe County, GA

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,050$1,100
1 BR$1,070$1,170
2 BR$1,200$1,230
3 BR$1,570$1,730
4 BR$1,650$1,820
5 BR$1,897Not available
6 BR$2,182Not available
7 BR$2,509Not available
8 BR$2,886Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,200
Market rent$1,240
Est. payment standard (102%)Used$1,230
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
0.88
2 BR
0.97
3 BR
0.85
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30683 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30683 (Winterville, GA) is $1,200 a month. That is up 5.3% from $1,140 in FY 2026. Winterville is in the Athens-Clarke County, GA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,285. Among 10 ZIP codes in Oglethorpe County, 30683 is tied for the highest two-bedroom rent (county range $1,200–$1,200). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30683 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30683
BedroomsFY 2027Change90–110% range
Studio$1,050+6.1%$945–$1,155
1BR$1,070+5.9%$963–$1,177
2BR$1,200+5.3%$1,080–$1,320
3BR$1,570+5.4%$1,413–$1,727
4BR$1,650+5.1%$1,485–$1,815

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30683
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,050$1,070$1,200$1,570$1,650
FY 2026$990$1,010$1,140$1,490$1,570
FY 2025$920$960$1,060$1,420$1,550
FY 2024$900$930$1,040$1,400$1,530
FY 2023$800$860$970$1,300$1,480

Questions about ZIP 30683 rents

How much will Section 8 pay for a two-bedroom in ZIP 30683?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,285, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,157 to $1,414 a month; under the ZIP-level Small Area FMR of $1,200 it would be $1,080 to $1,320. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30683 in?

ZIP 30683 is in the Athens-Clarke County, GA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,285.

How much did fair market rent change in ZIP 30683 for FY 2027?

The two-bedroom FMR rose 5.3%, from $1,140 in FY 2026 to $1,200 in FY 2027. Since FY 2023 it has risen 23.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set