31524

ZIPSAFMR

Glynn County, GA

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,040	$1,140	1.0%
1 BR	$1,170	$1,270	4.7%
2 BR	$1,450	$1,530	6.5%
3 BR	$1,730	$1,800	3.7%
4 BR	$2,040	$2,140	2.0%
5 BR	$2,346	Not available	2.0%
6 BR	$2,698	Not available	2.0%
7 BR	$3,103	Not available	2.0%
8 BR	$3,568	Not available	2.0%

Purchase Price Calculator

Maximum purchase price

$165,441

Cost breakdown

+Likely effective rent$1,530

HUD FMR$1,450

Market rent$1,570

Est. payment standard (105%)Used$1,530

-Principal and interest-$837

Loan amount$132,353

Down payment$33,088

Rate6.50%

Term30 years

-Operating costs-$493

Property taxes-$165

Insurance-$175

Utilities$0

HOA$0

Management-$153

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$24,663(74.5% ROI)

Projected value

$178,162

Return breakdown

Property appreciation+$12,721

Loan principal paid down+$4,742

Rental cash flow+$7,200

5-year hold

+$42,196(127.5% ROI)

Projected value

$187,181

Return breakdown

Property appreciation+$21,740

Loan principal paid down+$8,456

Rental cash flow+$12,000

10-year hold

+$90,487(273.5% ROI)

Projected value

$211,778

Return breakdown

Property appreciation+$46,337

Loan principal paid down+$20,149

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.78ratio

FMR$1,040

Market$1,340

vs market-$300

FMR is below market; voucher rent may lag private rents.

0.78

1 BR

0.88ratio

FMR$1,170

Market$1,330

vs market-$160

FMR is below market; voucher rent may lag private rents.

0.88

2 BR

0.92ratio

FMR$1,450

Market$1,570

vs market-$120

FMR is near market; voucher and private rents are aligned.

0.92

3 BR

0.95ratio

FMR$1,730

Market$1,830

vs market-$100

FMR is near market; voucher and private rents are aligned.

0.95

4 BR

0.93ratio

FMR$2,040

Market$2,190

vs market-$150

FMR is near market; voucher and private rents are aligned.

0.93

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 31524 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31524 (Brunswick, GA) is $1,450 a month. That is up 5.8% from $1,370 in FY 2026. Brunswick is in the Brunswick-St. Simons, GA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,378. Among 10 ZIP codes in Glynn County, 31524 is tied for the 6th-highest two-bedroom rent (county range $1,170–$2,070). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 31524 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 31524
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,100	$1,040	−5.5%	$936–$1,144
1BR	$1,170	$1,170	0.0%	$1,053–$1,287
2BR	$1,370	$1,450	+5.8%	$1,305–$1,595
3BR	$1,640	$1,730	+5.5%	$1,557–$1,903
4BR	$2,020	$2,040	+1.0%	$1,836–$2,244

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 31524
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,040	$1,170	$1,450	$1,730	$2,040
FY 2026	$1,100	$1,170	$1,370	$1,640	$2,020
FY 2025	$1,050	$1,140	$1,340	$1,670	$2,060
FY 2024	$1,010	$1,020	$1,200	$1,550	$1,920
FY 2023	$840	$850	$1,040	$1,400	$1,700

Two-bedroom rent in nearby Glynn County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 31524
31520	$1,270	−12.4%
31521	$1,450	0.0%
31522	$2,070	+42.8%
31523	$1,500	+3.4%
31524Current	$1,450	—
31525	$1,570	+8.3%
31527	$1,970	+35.9%
31543	$1,170	−19.3%
31561	$2,070	+42.8%
31566	$1,170	−19.3%

Questions about ZIP 31524 rents

How much will Section 8 pay for a two-bedroom in ZIP 31524?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,378, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,240 to $1,516 a month; under the ZIP-level Small Area FMR of $1,450 it would be $1,305 to $1,595. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 31524 in?

ZIP 31524 is in the Brunswick-St. Simons, GA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,378.

How much did fair market rent change in ZIP 31524 for FY 2027?

The two-bedroom FMR rose 5.8%, from $1,370 in FY 2026 to $1,450 in FY 2027. Since FY 2023 it has risen 39.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Brunswick, GA fair market rent GA statewide rents What is SAFMR?Data sources