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Glynn County/Brunswick/31525

31525

ZIPSAFMR
Glynn County, GA
Zillow

ZIP Investment Score

93Below average

095130300
BRFMR
Eff. Rent
0 BR$1,130$1,240
1 BR$1,270$1,400
2 BR$1,570$1,600
3 BR$1,870$1,750
4 BR$2,210$2,130
5 BR$2,542Not available
6 BR$2,923Not available
7 BR$3,361Not available
8 BR$3,865Not available

Purchase Price Calculator

Maximum purchase price
$175,843

Cost breakdown

+Likely effective rent$1,600
HUD FMR$1,570
Market rent$1,610
Est. payment standard (102%)Used$1,600
-Principal and interest-$889
Loan amount$140,674
Down payment$35,169
Rate6.50%
Term30 years
-Operating costs-$511
Property taxes-$176
Insurance-$175
Utilities$0
HOA$0
Management-$160
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,761(73.2% ROI)
Projected value
$189,364
Return breakdown
Property appreciation+$13,521
Loan principal paid down+$5,040
Rental cash flow+$7,200
5-year hold
+$44,095(125.4% ROI)
Projected value
$198,950
Return breakdown
Property appreciation+$23,107
Loan principal paid down+$8,988
Rental cash flow+$12,000
10-year hold
+$94,667(269.2% ROI)
Projected value
$225,094
Return breakdown
Property appreciation+$49,251
Loan principal paid down+$21,416
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.81
2 BR
0.98
3 BR
1.07
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 31525 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31525 (Brunswick, GA) is $1,570 a month. That is up 7.5% from $1,460 in FY 2026. Brunswick is in the Brunswick-St. Simons, GA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,378. Among 10 ZIP codes in Glynn County, 31525 has the 4th-highest two-bedroom rent (county range $1,170–$2,070). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 31525 is 48% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 31525
BedroomsFY 2027Change90–110% range
Studio$1,130−3.4%$1,017–$1,243
1BR$1,270+1.6%$1,143–$1,397
2BR$1,570+7.5%$1,413–$1,727
3BR$1,870+6.9%$1,683–$2,057
4BR$2,210+2.8%$1,989–$2,431

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 31525
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,130$1,270$1,570$1,870$2,210
FY 2026$1,170$1,250$1,460$1,750$2,150
FY 2025$1,120$1,220$1,430$1,780$2,200
FY 2024$1,090$1,090$1,290$1,660$2,060
FY 2023$910$910$1,120$1,510$1,830

Two-bedroom rent in nearby Glynn County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 31525
31520$1,270−19.1%
31521$1,450−7.6%
31522$2,070+31.8%
31523$1,500−4.5%
31524$1,450−7.6%
31525Current$1,570—
31527$1,970+25.5%
31543$1,170−25.5%
31561$2,070+31.8%
31566$1,170−25.5%

Questions about ZIP 31525 rents

How much will Section 8 pay for a two-bedroom in ZIP 31525?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,378, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,240 to $1,516 a month; under the ZIP-level Small Area FMR of $1,570 it would be $1,413 to $1,727. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 31525 in?

ZIP 31525 is in the Brunswick-St. Simons, GA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,378.

How much did fair market rent change in ZIP 31525 for FY 2027?

The two-bedroom FMR rose 7.5%, from $1,460 in FY 2026 to $1,570 in FY 2027. Since FY 2023 it has risen 40.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBrunswick, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources