31704
ZIPSAFMR
Dougherty County, GA
BRFMR
Eff. Rent
0 BR$870$590
1 BR$910$580
2 BR$1,020$750
3 BR$1,380$1,050
4 BR$1,670$1,080
5 BR$1,920
6 BR$2,209
7 BR$2,540
8 BR$2,921

Purchase Price Calculator

Maximum purchase price
$49,533

Cost breakdown

+Likely effective rent$750
HUD FMR$1,020
Market rentUsed$750
Est. payment standard (90%)$920
Market rent is below the inferred standard ($920, 90% of FMR).
-Principal and interest-$250
Loan amount$39,627
Down payment$9,907
Rate6.50%
Term30 years
-Operating costs-$300
Property taxes-$50
Insurance-$175
Utilities$0
HOA$0
Management-$75
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,428(125.5% ROI)
Projected value
$53,342
Current value$49,533
Return breakdown
Property appreciation+$3,809
Loan principal paid down+$1,420
Rental cash flow+$7,200
5-year hold
+$21,041(212.4% ROI)
Projected value
$56,042
Current value$49,533
Return breakdown
Property appreciation+$6,509
Loan principal paid down+$2,532
Rental cash flow+$12,000
10-year hold
+$43,906(443.2% ROI)
Projected value
$63,407
Current value$49,533
Return breakdown
Property appreciation+$13,873
Loan principal paid down+$6,033
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.47ratio
FMR$870
Market$590
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$783 / 1.33 ratio110% standard$957 / 1.62 ratio
1.47
1 BR
1 BR
1.57ratio
FMR$910
Market$580
vs market+$330

FMR is above market; underwrite to market rent.

1.57
2 BR
2 BR
1.36ratio
FMR$1,020
Market$750
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$918 / 1.22 ratio110% standard$1,122 / 1.50 ratio
1.36
3 BR
3 BR
1.31ratio
FMR$1,380
Market$1,050
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$1,242 / 1.18 ratio110% standard$1,518 / 1.45 ratio
1.31
4 BR
4 BR
1.55ratio
FMR$1,670
Market$1,080
vs market+$590

FMR is above market; underwrite to market rent.

90% standard$1,503 / 1.39 ratio110% standard$1,837 / 1.70 ratio
1.55
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 31704 (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

31704 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 31704 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,020 and the 4 bedroom fair market rent is $1,670.

Use this page for searches like 31704 FMR, 31704 fair market rent, and 31704 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 31704
Bedroom sizeHUD FMR
Studio$870
1 bedroom$910
2 bedroom$1,020
3 bedroom$1,380
4 bedroom$1,670