31705
ZIPSAFMR
Dougherty County, GA
BRFMR
Eff. Rent
0 BR$870$560
1 BR$910$630
2 BR$1,020$730
3 BR$1,380$1,040
4 BR$1,670$1,100
5 BR$1,920
6 BR$2,209
7 BR$2,540
8 BR$2,921

Purchase Price Calculator

Maximum purchase price
$46,561

Cost breakdown

+Likely effective rent$730
HUD FMR$1,020
Market rentUsed$730
Est. payment standard (90%)$920
Market rent is below the inferred standard ($920, 90% of FMR).
-Principal and interest-$235
Loan amount$37,249
Down payment$9,312
Rate6.50%
Term30 years
-Operating costs-$295
Property taxes-$47
Insurance-$175
Utilities$0
HOA$0
Management-$73
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,115(130.1% ROI)
Projected value
$50,141
Current value$46,561
Return breakdown
Property appreciation+$3,580
Loan principal paid down+$1,335
Rental cash flow+$7,200
5-year hold
+$20,498(220.1% ROI)
Projected value
$52,680
Current value$46,561
Return breakdown
Property appreciation+$6,119
Loan principal paid down+$2,380
Rental cash flow+$12,000
10-year hold
+$42,712(458.7% ROI)
Projected value
$59,602
Current value$46,561
Return breakdown
Property appreciation+$13,041
Loan principal paid down+$5,671
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.55ratio
FMR$870
Market$560
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$783 / 1.40 ratio110% standard$957 / 1.71 ratio
1.55
1 BR
1 BR
1.44ratio
FMR$910
Market$630
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$819 / 1.30 ratio110% standard$1,001 / 1.59 ratio
1.44
2 BR
2 BR
1.40ratio
FMR$1,020
Market$730
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$918 / 1.26 ratio110% standard$1,122 / 1.54 ratio
1.40
3 BR
3 BR
1.33ratio
FMR$1,380
Market$1,040
vs market+$340

FMR is above market; underwrite to market rent.

90% standard$1,242 / 1.19 ratio110% standard$1,518 / 1.46 ratio
1.33
4 BR
4 BR
1.52ratio
FMR$1,670
Market$1,100
vs market+$570

FMR is above market; underwrite to market rent.

90% standard$1,503 / 1.37 ratio110% standard$1,837 / 1.67 ratio
1.52
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 31705 (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

31705 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 31705 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,020 and the 4 bedroom fair market rent is $1,670.

Use this page for searches like 31705 FMR, 31705 fair market rent, and 31705 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 31705
Bedroom sizeHUD FMR
Studio$870
1 bedroom$910
2 bedroom$1,020
3 bedroom$1,380
4 bedroom$1,670