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31794

ZIPSAFMR
Berrien County, GA

ZIP Investment Score

99Above average

095130300
BRFMR
Eff. Rent
0 BR$850$930
1 BR$850$930
2 BR$1,010$1,060
3 BR$1,260$1,390
4 BR$1,510$1,660
5 BR$1,736Not available
6 BR$1,997Not available
7 BR$2,297Not available
8 BR$2,641Not available

Purchase Price Calculator

Maximum purchase price
$95,599

Cost breakdown

+Likely effective rent$1,060
HUD FMR$1,010
Market rent$1,080
Est. payment standard (105%)Used$1,060
-Principal and interest-$483
Loan amount$76,479
Down payment$19,120
Rate6.50%
Term30 years
-Operating costs-$377
Property taxes-$96
Insurance-$175
Utilities$0
HOA$0
Management-$106
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,291(90.4% ROI)
Projected value
$102,950
Return breakdown
Property appreciation+$7,351
Loan principal paid down+$2,740
Rental cash flow+$7,200
5-year hold
+$29,449(154.0% ROI)
Projected value
$108,162
Return breakdown
Property appreciation+$12,563
Loan principal paid down+$4,886
Rental cash flow+$12,000
10-year hold
+$62,419(326.5% ROI)
Projected value
$122,375
Return breakdown
Property appreciation+$26,776
Loan principal paid down+$11,643
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.87
1 BR
0.87
2 BR
0.94
3 BR
0.71
4 BR
0.76
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 31794 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31794 (Tifton, GA) is $1,010 a month. That is up 2.0% from $990 in FY 2026. Tifton is in the Berrien County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,002. Among 8 ZIP codes in Berrien County, 31794 has the 6th-highest two-bedroom rent (county range $1,000–$1,210). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 31794 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 31794
BedroomsFY 2027Change90–110% range
Studio$850+9.0%$765–$935
1BR$850+2.4%$765–$935
2BR$1,010+2.0%$909–$1,111
3BR$1,260+5.0%$1,134–$1,386
4BR$1,510+1.3%$1,359–$1,661

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 31794
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$850$850$1,010$1,260$1,510
FY 2026$780$830$990$1,200$1,490
FY 2025$780$780$920$1,130$1,450
FY 2024area FMR$669$674$885$1,247$1,404
FY 2023area FMR$583$586$772$1,097$1,169

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Berrien County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 31794
31622$1,000−1.0%
31635$1,080+6.9%
31637$1,000−1.0%
31639$1,080+6.9%
31645$1,210+19.8%
31749$1,120+10.9%
31774$1,060+5.0%
31794Current$1,010—

Questions about ZIP 31794 rents

How much will Section 8 pay for a two-bedroom in ZIP 31794?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,002, which applies unless the housing authority uses Small Area FMRs, that basic range is $902 to $1,102 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 31794 in?

ZIP 31794 is in the Berrien County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,002.

How much did fair market rent change in ZIP 31794 for FY 2027?

The two-bedroom FMR rose 2.0%, from $990 in FY 2026 to $1,010 in FY 2027. Since FY 2025 it has risen 9.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set